arrows triangle online kiosk-new kiosk36-24 house-bank business bank notes radar calendar box credit-card atm36-24 atm36-24 key note briefcase-tick envelope-alt checkmark dots calculator graph home-bank location mag-alt mag cross menu phone question-mark facebook instagram linkedin twitter vkontakte youtube yvision download envelope print save share zoom arrow-left-thinnest arrow-right-thinnest arrow-left-thin arrow-right-thin arrow-left-mid arrow-up-mid arrow-down-mid arrow-right-mid arrow-left-bold arrow-up-bold arrow-down-bold arrow-right-bold external-link plus minus

Details

  • Type of service Operations in tenge Operations in foreign currency
    1. Savings account opening 0 tenge
    2. Cash count when accepting payment on current account for deposit replenishment 0 tenge
    3. Deposit search on request by client/client’s heirs (VAT included) 1 500 tenge
    Deposits opened before 10.09.2012 at JSC "Kazkommertsbank"
    4. Cash withdrawals from savings account 0%
    Deposits opened from 10.09.2012 at JSC "Kazkommertsbank"
    5. Fee for withdrawal of sum of money from deposit, subject to early termination/ partial withdrawal prior to the expiration of 15 days inclusive from the date of its receipt on deposit (irrespective of the payment method) 0,7% in tenge / 1,2% in foreign currency
    6. - due to termination of bank deposit agreement, subject to further placing of 100% of the withdrawn sum at Bank (aimed at re-opening of deposit* or adding this sum to existing deposit) 0%
    7. Conversion of deposit funds (sale of non-cash currency by Bank) with subsequent transfer of those to term/conditional deposit At selling rate of foreign cash currency set at filial branch’s exchange office/cash and settlement office at the moment of transaction
    Deposits opened previously at JSC "BTA Bank"
    8. Fee for cash count and withdrawal at early termination of bank deposit agreement and withdrawal of cash from term deposit accounts transferred on account by means of depositing cash for the term of less than 7 (seven) days 0,7% in tenge / 1,2% in foreign currency
    9. Withdrawal from savings account of sum of money transferred by means of cashless settlement before the expiry of 30 (thirty) day period from the date of its receipt on savings account at early termination of bank deposit agreement/partial withdrawal from deposit 0,7% in tenge / 1,2% in foreign currency
    10. Withdrawal of converted sum of money from savings account before the expiry of 30 (thirty) day period from the conversion date 0,7% in tenge / 1,2% in foreign currency
    11. From savings account, opened within the framework of legalization, on current account 0,7% in tenge / 1,2% in foreign currency
    12. From special account opened for provision of pensions and benefits (including provision through current account opened at filial branch other than filial branch of special account opening) 0%
    13. Fee for cash disbursement to Seller of real estate (individual) on the deal at the expense of JSC “Kazkommertsbank” loan funds** 0 tenge
    (*) - deposit re-opening is modification of type and/or currency and/or term
    (**) - applies only in case if money, transferred as payments from another QAZKOM client’s account, is loan funds provided to sender
     

    Basic tariffs are approved according to JSC “Kazkommertsbank” Board of Directors Protocol №12.13 of 28.12.2016 01.01.2017

  • Name of service Tariff
    Commission for arranging a loan 7%
    The commission for the opening and maintaining of current accounts related to loan servicing (monthly from the original loan amount 0 KZT
    The commissionfor partial, full, early repayment of the loan the minimum payment not less than 3 monthly payments is not charged . The moratorium function on the partial early repayment within 1 (one) month from the issue date of credit.
    The commission for cash out transaction 0 KZT
    The commission for changing the loan conditions
    a) The repayment schedule (the loan term)
    b) Methods of repayment of the loan
    c) Interest rates

    10 000 KZT
    10 000 KZT
    10 000 KZT
    The commision for change of terms related to the borrower (co-borrower), the guarantor (backer bill) on the initiative of the borrower (co-borrower), the guarantor (backer bill) 10 000 KZT
  • Service Tariff
    Commission-free loan arrangement fee KZT 0
    Loan arrangement fee 0,5 % of the loan amount
    Commission fee for opening and maintaining of the loan servicing current accounts KZT 0
    Commission fee for partial (full) early repayment of the loan KZT 0
    Commission fee for changing the loan terms
    a) Repayment schedule (loan period)
    b) Loan repayment methods
    c) Interest rate



    KZT 10 000
    KZT 10 000
    1% (minimum KZT 10 000 and maximum KZT 100 000)
    Commission fee for changing the borrower (co-borrower), guarantor (warrantor) related terms at the initiative of the borrower (co-borrower), guarantor (warrantor) KZT 10 000
    Commission fee for changing the terms of encumbering the subject of pledge on the loan, as well as upon replacement of the subject of pledge KZT 10 000
    Pledger replacement KZT 10 000
         

    Basic tariffs and commission fees were approved by №16-80 Resolution of the Retail Directorate of Kazkommertsbank JSC dated 19.08.2016.

  • Service Tariff
    Commission-free loan arrangement fee KZT 0
    Commission-based loan arrangement fee 2% of the loan amount

     
    Commission fee for opening and maintaining of the loan servicing current accounts KZT 0
    Commission fee for partial (full) early repayment of the loan: KZT 0
    Commission fee for changing the loan terms
    a) Repayment schedule (loan period)
    b) Loan repayment methods
    c) Interest rate



    KZT 10 000
    KZT 10 000
    1% (minimum KZT 10 000 and maximum KZT 100 000)
    Commission fee for changing the borrower (co-borrower), guarantor (warrantor) related terms at the initiative of the borrower (co-borrower), guarantor (warrantor) KZT 10 000
    Commission fee for changing the terms of encumbering the subject of pledge on the loan, as well as upon replacement of the subject of pledge KZT 10 000
    Pledger replacement KZT 10 000

    Basic tariffs and commission fees were approved by №16-80 Resolution of the Retail Directorate of Kazkommertsbank JSC dated 19.08.2016. 
     

  • Service Tariff
    Commission-free loan arrangement fee KZT 0
    Commission-based loan arrangement fee 1,0% of the loan amount
    Commission fee for opening and maintaining of the loan servicing current accounts KZT 0
    Commission fee for partial (full) early repayment of the loan KZT 0
    Commission fee for changing the loan terms
    a) Repayment schedule (loan period)
    b) Loan repayment methods
    c) Interest rate



    KZT 10 000
    KZT 10 000
    1% (minimum KZT 10 000 and maximum KZT 100 000)
    Commission fee for changing the borrower (co-borrower), guarantor (warrantor) related terms at the initiative of the borrower (co-borrower), guarantor (warrantor) KZT 10 000
    Commission fee for changing the terms of encumbering the subject of pledge on the loan, as well as upon replacement of the subject of pledge KZT 10 000
    Pledger replacement KZT 10 000
     

    Basic tariffs and commission fees were approved by №16-80 Resolution of the Retail Directorate of Kazkommertsbank JSC dated 19.08.2016. 

     
  • The cards of Visa International and MasterCard Worldwide International Payment Systems

    Service Tariff
    Packaged products
    1

     
    «For purchases» card
    The package annual maintenance fee in the first year KZT 990
    The package annual maintenance fee in the second and subsequent years KZT 800
    Reissue of Visa Electron/ Maestro cards upon expiration to Visa Classic/ MasterCard Standard cards within the "Bonus" package (Upgrade) By keeping the previously determined annual maintenance fee on Visa Electron/ Maestro cards
    1.1 Annual maintenance of the additional package, both for the principal holder and third party in the first and subsequent years KZT 800
    Card re-issue within the "Bonus" package if lost/stolen/damaged KZT 630
    * The "Bonus" package includes one Visa Classic or MC Standard card
    2  «For travelling» package
    The package annual maintenance fee in the first year KZT 5 900
    The package annual maintenance fee in the second and subsequent years KZT 3 900
    2.1 The package annual maintenance fee in the first year provided that non-cash transactions** in the trade network, including, Internet on the customer’s debit cards issued by JSC Kazkommertsbank for the last year do not exceed KZT 400 000 KZT 0
    2.2 The package annual maintenance fee in the second and subsequent years in the trade network, including, Internet on the cards, which were issued within the "Prosperous" package for the last year do not exceed KZT 400 000 KZT 2 400
    2.3 The package annual maintenance fee in the first year provided for the active deposit with JSC Kazkommertsbank (as of the package registration date) to the amount exceeding KZT 740 000 (FX equivalent) KZT 4 400
    2.4 The package annual maintenance fee in the second and subsequent years provided for the active deposit with JSC Kazkommertsbank (as of the package annual maintenance fee payment date) to the amount exceeding KZT 740 000 (FX equivalent) KZT 2 400
    2.5 The package annual maintenance fee in the first year provided for the active credit with JSC Kazkommertsbank with the cash disbursement amount exceeding KZT 740000 (FX equivalent) and with the maturity period exceeding 6 months (as of the package registration date) KZT 4 400
    2.6 The package annual maintenance fee in the second and subsequent years provided for the active credit with JSC Kazkommertsbank with the cash disbursement amount exceeding KZT 740000 (FX equivalent) and with the maturity period exceeding 6 months (as of the payment date) KZT 2 400
    2.7 Annual maintenance of the additional «Bonus» package, both for the principal holder and third party in the first and subsequent years KZT 800
    2.8 Annual maintenance of the additional «Prosperous» package***, both for the principal holder and third party in the first and subsequent years KZT 3 900
    2.9 Re-issuing of the card from the "Prosperous" package when lost/stolen/damaged KZT 2 000
    * The "Prosperous" package includes: one Visa Classic or MC Standard card, Insurance Certificate
    ** net of payment of utilities, Bank services, payments to budget, money transfers from any bank card to personal and third party accounts, as well as all transactions by using American Express Rewards cards, individual entrepreneur cards and corporate cards
    *** the “Prosperous” package annual maintenance fees do not extend to the additional “Prosperous” package
    3 «Gold 2 in 1»
    The package annual maintenance fee in the first year KZT 24 900
    The package annual maintenance fee in the second and subsequent years KZT 20 500
    3.1 The package annual maintenance fee in the first year provided that the amount of non-cash transactions** in the trade network, including Internet, on the customer’s debit cards issued by JSC Kazkommertsbank for the last year exceeds KZT 800 000 KZT 14 900
    3.2 The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the “Prestigious” package for the last year exceeds KZT 800 000 KZT 15 500
    3.3 The package annual maintenance fee in the first year provided for the active deposit with JSC Kazkommertsbank (as of the package registration date) to the amount exceeding KZT 1 480 000 (FX equivalent) KZT 19 900
    3.4 The package annual maintenance fee in the second and subsequent years provided for the active deposit with JSC Kazkommertsbank (as of the package annual maintenance fee payment date) to the amount exceeding KZT 1 480 000 (FX equivalent) KZT 15 500
    3.5 The package annual maintenance fee in the first year provided for the active credit with JSC Kazkommertsbank with the cash disbursement amount exceeding KZT 1 480 000 (FX equivalent) and with the maturity period exceeding 6 months (as of the package registration date) KZT 19 900
    3.6 The package annual maintenance fee in the second and subsequent years provided for the active credit with JSC Kazkommertsbank with the cash disbursement amount exceeding KZT 1 480 000 (FX equivalent) and with the maturity period exceeding 6 months (as of the payment date) KZT 15 500
    3.7 Annual maintenance of the additional «Bonus» package, both for the principal holder and third party in the first and subsequent years KZT 800
    3.8 Annual maintenance of the additional «Prosperous» package, both for the principal holder and third party in the first and subsequent years KZT 3 900
    3.9 Annual maintenance of the additional «Prestigious» package***, both for the principal holder and third party in the first and subsequent years KZT 20 500
    3.10 Re-issue of the card from the "Prestigious" package when lost/stolen/damaged KZT 3 500
    *The "Prestigious" package includes: 1 Visa Gold card, 1 MC Gold card, 1 additional Visa Gold or MC Gold card for the third party, PriorityPass card, Concierge card and Insurance Certificate
    ** net of payment of utilities, Bank services, payments to budget, as well as all transactions by using American Express Rewards cards, individual entrepreneur cards and corporate cards
    *** the “Prestigious” package annual maintenance fees do not extend to the additional “Prestigious” package
    4 «Platinum 3 in 1»
    The package annual maintenance fee in the first year KZT 74 900
    The package annual maintenance fee in the second and subsequent years KZT 74 900
    4.1 The package annual maintenance fee in the first year provided that the amount of non-cash transactions** in the trade network, including Internet, on the customer’s debit cards issued by JSC Kazkommertsbank for the last year exceeds KZT 7 500 000 KZT 0
    4.2 The package annual maintenance fee provided for the active deposit with JSC Kazkommertsbank (as of the package registration date) to the amount exceeding USD 300 000 (KZT/other FX equivalent) for VIP and Premier customers KZT 0
    4.3 The package annual maintenance fee in the first year provided that the amount of non-cash transactions** in the trade network, including Internet, on the customer’s debit cards issued by JSC Kazkommertsbank for the last year exceeds KZT 3 000 000 KZT 59 900
    4.4 The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the “Elite” package for the last year exceeds KZT 3 000 000 KZT 59 900
    4.5 The package annual maintenance fee in the first year provided for the active deposit with JSC Kazkommertsbank (as of the package registration date) to the amount exceeding USD 50 000 (KZT/other FX equivalent) and/or maintenance under the “Persona" program KZT 38 900
    4.6 The package annual maintenance fee in the second and subsequent years provided for the active deposit with JSC Kazkommertsbank (as of the annual package maintenance fee payment date) to the amount exceeding USD 50 000 (KZT/other FX equivalent) and/or maintenance under the “Persona" program KZT 38 900
    4.7 The package annual maintenance fee in the first year provided that the non-cash turnover on the customer’s debit cards for the last year exceeds KZT 3 000 000, and in addition, there is an active deposit with JSC Kazkommertsbank (as of the package registration date) to the amount exceeding USD 50 000 (KZT/other FX equivalent) and/or maintenance under the “Persona" program*** KZT 23 900
    4.8 The package annual maintenance fee in the second and subsequent years provided that the non-cash turnover on the cards issued under the “Elite” package for the last year exceeds KZT 3 000 000, and in addition, there is an active deposit with JSC Kazkommertsbank (as of the package registration date) to the amount exceeding USD 50 000 (KZT/other FX equivalent) and/or maintenance under the “Persona" program*** KZT 23 900
    4.9 Annual maintenance of the additional «Prosperous» package, both for the principal holder and third party in the first and subsequent years KZT 3 900
    4.10 Annual maintenance of the additional «Prestigious» package, both for the principal holder and third party in the first and subsequent years  KZT 20 500
    4.11 Annual maintenance of the additional «Elite»*** package, both for the principal holder and third party in the first and subsequent years KZT 38 900
    4.12 Re-issue of the card from "Elite" package when lost/stolen/damaged KZT 3 500
    *The "Elite" package includes: 1 Visa Platinum Pay Wave card + 1 MC Platinum or MC Platinum PayPass card + 1 additional Visa Gold PayWave or MasterCard Gold PayPass card for the third party, PriorityPass card, Concierge Premium card and Insurance Certificate
    **net of payment of utilities, Bank services, payments to budget, as well as all transactions by using American Express Rewards cards, individual entrepreneur cards and corporate cards
    *** the “Elite” package annual maintenance fees do not extend to the additional “Elite” package
    5  «Visa Infinite» package
    The package annual maintenance fee in the first year KZT 120 000
    The package annual maintenance fee in the second and subsequent years KZT 100 000
    Re-issue of the card from "Visa Infinite" package when lost/stolen/damaged KZT 75 000
    5.1
     
    The package annual maintenance fee in the first year for those customers, who have:
    - any of the "Elite" packages KZT 75 000
    - any of the "Prestigious" packages KZT 90 000
    5.2
     
    The package annual maintenance fee in the first and subsequent years provided that the amount of the active deposit with JSC Kazkommertsbank  (as of the package registration date) to the amount of:
    - USD 1 000 000 KZT 0
    - USD 500 000 KZT 75 000
    5.3
     
    The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the "Visa Infinite" package for the last year:
    - KZT 12 000 000 KZT 0
    - KZT 9 000 000 KZT 75 000
    *The "Visa Infinite" package includes: 1 Visa Infinite card + 1 Visa Classic Kus Zholy card + 1 MC Platinum card + additional card to choose from (both for the principal holder and third party):Visa/MC Platinum, MasterCard Sinooil, American Express Rewards, Visa Classic Kus Zholy card + PriorityPass card, Concierge Premium card and Insurance Certificate
    **Net of payment of utilities, Bank services, payments to budget, as well as all transactions by using American Express Rewards, Kus Zholy cards
    6  «Mastercard World Elite» package
    The package annual maintenance fee in the first year KZT 135 000
    The package annual maintenance fee in the second and subsequent years KZT 115 000
    Re-issue of the card from "MasterCard World Elite" package when lost/stolen/damaged KZT 80 000
    6.1 The package annual maintenance fee in the first year for those customers, who have:
      - any of the "Elite" packages KZT 75 000
      - any of the "Prestigious" packages KZT 90 000
    6.2
     
    The package annual maintenance fee in the first and subsequent years provided that the amount of the active deposit with JSC Kazkommertsbank  (as of the package registration date) to the amount of:
    - USD 1 000 000 KZT 0
    - USD 500 000 KZT 75 000
    6.3
     
    The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the "MasterCard World Elite" package for the last year:
    - KZT 12 000 000 KZT 0
    - KZT 9 000 000 KZT 75 000
    6.4 The Bank fee from the cards issued for the principal holder for transfer operations for the benefit of service providing companies (provision of services in trade points) in Kazakhstan and abroad 0%
    *The "MasterCard World Elite" package include: 1 MasterCard World Elite card + 1 Visa Classic Kus Zholy card + 1 Visa Platinum card + additional card to choose from (both for the principal holder and third party):Visa/MC Platinum, MasterCard Sinooil, American Express Rewards, Visa Classic Kus Zholy card + PriorityPass card, Concierge Premium card and Insurance Certificate
    ** Net of payment of utilities, Bank services, payments to budget, as well as all transactions by using American Express Rewards, Kus Zholy cards  
    7  «Deluxe» package
    The package annual maintenance fee in the first year KZT 250 000
    The package annual maintenance fee in the second and subsequent years KZT 200 000
    7.1 Re-issue of the "Visa Infinite" card when lost/stolen/damaged KZT 75 000
    7.2 Re-issue of the "MasterCard World Elite" card when lost/stolen/damaged KZT 80 000
    7.3
     
    The package annual maintenance fee in the first year for those customers, who have:
    - any of the "Elite" packages KZT 180 000
    - any of the "Prestigious" packages KZT 195 000
    7.4
     
    The package annual maintenance fee in the first and subsequent years provided that the amount of the active deposit with JSC Kazkommertsbank  (as of the package registration date) to the amount of:
    - USD 1 300 000 KZT 0
    - USD 500 000 KZT 160 000
    7.5 The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the "MasterCard World Elite" package for the last year:
      - KZT 15 000 000 KZT 0
      - KZT 10 000 000 KZT 100 000
    * The "MasterCard World Elite" package includes: 1 MasterCard World Elite card + 1 Visa Infinite card + 1 Visa Classic Kus Zholy card + additional card to choose from (both for the principal holder and third party):Visa Infinite/MasterCard World Elite (one card at option for free, others – KZT 75 000), MasterCard Sinooil, American Express Rewards, Visa Classic Kus Zholy cards + PriorityPass card, Concierge Premium card and Insurance Certificate
    ** Net of payment of utilities, Bank services, payments to budget, as well as all transactions by using American Express Rewards, Kus Zholy cards  
    8 Gold
    8.1 Principal card
    The package annual maintenance fee in the first year KZT 0
    The package annual maintenance fee in the second and subsequent years KZT 2 000
    Card re-issue fee KZT 2 000
    8.2

     
    Additional card
    The package annual maintenance fee in the first year KZT 0
    The package annual maintenance fee in the second and subsequent years KZT 2 000
    Card re-issue fee KZT 2 000
    8.3 Cash withdrawal via ATMs of JSC Kazkommertsbank and JSC Halyk Bank of Kazakhstan within Kazakhstan: 0% up to KZT 300 000, over 1%
    *The "Gold" product includes one multicurrency* card for the principal holder to choose from Visa Gold or Master Card Gold or UPI Gold card
    9 Platinum +
    9.1 Principal card
    The package annual maintenance fee in the first year KZT 0
    The package annual maintenance fee in the second and subsequent years KZT 10 000
    Card re-issue fee KZT 3 000
    9.2

     
    Additional card  
    The package annual maintenance fee in the first year KZT 0
    The package annual maintenance fee in the second and subsequent years KZT 10 000
    Card re-issue fee KZT 3 000
    9.3 Cash withdrawal via ATMs of JSC Kazkommertsbank and JSC Halyk Bank of Kazakhstan within Kazakhstan: 0% up to KZT 300 000, over 1%
    *The "Platinum +" product includes one multicurrency card for the principal holder to choose from Visa Platinum or Master Card Platinum card, Premium Concierge-Service card, Allianz International Insurance Policy, Insurance within Kazakhstan, Priority Pass card
    Cards
    10 Pension or allowance payment cards
    Annual maintenance fee of the principal Visa Checking card in the first and subsequent years KZT 0
    Card re-issue fee KZT 630
    10.1 Annual maintenance fee of the principal Visa Classic/MC Standard card in the first and subsequent years KZT 0
    Card re-issue fee KZT 630
    11 Visa Classic Kus Zholy cards
    11.1 Annual maintenance fee of the principal/additional** Visa Classic Kus Zholy card (Insurance Certificate provided) in the first year KZT 5 900
    Annual maintenance fee of the principal/additional* Visa Classic Kus Zholy card (Insurance Certificate provided) in the second and subsequent years KZT 3 900
    Re-issue of the card (Insurance Certificate provided) when lost or damaged KZT 2 000
    11.2 Annual maintenance fee of the principal/additional** Visa Classic Kus Zholy card (less Insurance Certificate) in the first year KZT 990
    Annual maintenance fee of the principal/additional* Visa Classic Kus Zholy card (less Insurance Certificate) in the second and subsequent years KZT 800
    Re-issue of the card (less Insurance Certificate) when lost or damaged  KZT 630
    * except payroll and credit cards
    ** this tariff is applicable for the cards issued from 23.04.2014
    12 World MasterCard Sinooil
    Annual maintenance fee for the World MasterCard Sinooil card (KZT, USD, EURO, multicurrency) in the first year KZT 990
    Annual maintenance fee for the World MasterCard Sinooil card (KZT, USD, EURO, multicurrency) in the second and subsequent years KZT 800
    Card re-issue fee when lost/stolen/damaged KZT 630
    13 Теле2 card
    13.1 Annual maintenance fee for the VISA CLASSIC Tele2 card (multicurrency and insurance) in the first year KZT 5 900
    13.2 Annual maintenance fee for the VISA CLASSIC Tele2 card (multicurrency and insurance) in the second and subsequent years KZT 3 900
    13.3 Annual maintenance fee for the additional VISA CLASSIC Tele2 card (multicurrency and insurance) in the first and subsequent years   KZT 3 900
    13.4 Annual maintenance fee for the VISA CLASSIC Tele2 card (KZT, USD, EURO, less insurance) in the first year KZT 990
    13.5 Annual maintenance fee for the VISA CLASSIC Tele2 card (KZT, USD, EURO, less insurance) in the second and subsequent years KZT 800
    13.6 Annual maintenance fee for the additional VISA CLASSIC Tele2 card (KZT, USD, EURO, less insurance) in the first and subsequent years   KZT 800
    13.7 Annual maintenance fee for the VISA CLASSIC Unembossed Tele2 card (KZT, USD, EURO, less insurance) in the first year KZT 1 300
    13.8 Annual maintenance fee for the VISA CLASSIC Unembossed Tele2 card (KZT, USD, EURO, less insurance) in the second and subsequent years KZT 800
    13.9 Card re-issue fee when lost/stolen/damaged:
    13.10 VISA CLASSIC Tele2 (multicurrency and insurance) KZT 2 000
    13.11 VISA CLASSIC Tele2 (KZT, USD, EURO, less insurance) KZT 630
    13.12 VISA CLASSIC Unembossed Tele2 (KZT, USD, EURO, less insurance) KZT 630
    14 Virtual card less plastic
    14.1
     
    Annual maintenance fee for the Virtual card less plastic (KZT)
    Annual maintenance fee in the first year KZT 1
    Annual maintenance fee in the second and subsequent years KZT 0
    14.2
     
    Annual maintenance fee for the Virtual card less plastic (USD, EUR)
    Annual maintenance fee in the first year KZT 100
    Annual maintenance fee in the second and subsequent years KZT 0
    15 Visa Classic Instant (Welcome to Homebank) card*
    Principal card
    The card annual maintenance fee in the first year KZT 0
    The card annual maintenance fee in the second and subsequent years KZT 0
    The card re-issue fee KZT 0
    *The card shall be issued in case of any deposit with JSC Kazkommertsbank
    16 Visa Gold Instant (Welcome to Homebank) card*
    Principal card
    The card annual maintenance fee in the first year KZT 0
    The card annual maintenance fee in the second and subsequent years KZT 0
    The card re-issue fee KZT 0
    * The card shall be issued in case of any deposit with JSC Kazkommertsbank
    17 Visa Classic Instant/Mastercard Standart Instant card*
    Principal card
    The card annual maintenance fee in the first year KZT 1 300
    The card annual maintenance fee in the second and subsequent years KZT 800
    The card re-issue fee KZT 630
    *The card shall be issued at the customer’s will
    18 The "CardLikeMe" card
    The card annual maintenance fee in the first year KZT 2 500
    The card annual maintenance fee in the second and subsequent years KZT 800
    The card re-issue fee KZT 630
    19 UPI Classic card
    19.1

     
    Principal card
    The card annual maintenance fee in the first year KZT 990
    The card annual maintenance fee in the second and subsequent years KZT 990
    The card re-issue fee KZT 990
    19.2

     
    Additional card  
    The card annual maintenance fee in the first year KZT 990
    The card annual maintenance fee in the second and subsequent years KZT 990
    The card re-issue fee KZT 990
    20 Additional NFC sticker card
    20.1

     
    Master Card NFC Pay Pass sticker*
    The card annual maintenance fee in the first year KZT 0
    The card annual maintenance fee in the second and subsequent years KZT 0
    The card re-issue fee KZT 0
    *No cash withdrawal envisaged. The account management currency depends on the principal card-account management currency. Validity period - 3 years
    20.2

     
    Visa NFC Pay Wave sticker**
    The card annual maintenance fee in the first year KZT 0
    The card annual maintenance fee in the second and subsequent years KZT 0
    The card re-issue fee KZT 0
    ** No cash withdrawal envisaged. The account management currency depends on the principal card-account management currency. It is not issued in addition to the following cards: Checking, Visa Classic Tele2, Kus Zholy, Virtual, Visa Classic Instant Pensiya/Posobiya, and to the cards issued under the «Instant for partners» projects
    Credit cards
    Service Tariff
    1 Tariffs on the following credit cards American Express Gold Credit Card & Platinum Credit Card issued by JSC Kazkommertsbank
    1.1 The American Express Platinum Credit Card* package
      The package annual maintenance fee in the first year KZT 130 000
      The package annual maintenance fee in the second and subsequent years KZT 130 000
      Annual maintenance fee for the additional American Express Platinum card in the first and subsequent years KZT 65 000
      Annual maintenance fee for the additional American Express Gold card outside of the American Express Platinum package (the third and subsequent cards) in the first and subsequent years KZT 10 000
      The package annual maintenance fee under the card-account turnovers per a year, net of the Bank interest from KZT 9 000 000 and over KZT 0
      The card re-issue fee when lost or damaged KZT 0
    * The American Express Platinum Credit Card includes: 1 principal American Express Platinum card, 2 additional American Express Gold cards and Insurance Certificate
    1.2 American Express Gold Credit Card** package
      The package annual maintenance fee in the first year KZT 10 000
      The package annual maintenance fee in the second and subsequent years KZT 25 000
      Annual maintenance fee for the additional American Express Gold card in the first and subsequent years KZT 10 000
      Principal and additional card re-issue fee when lost or damaged KZT 0
    ** The American Express Gold Credit Card package includes: 1 principal American Express Gold card, Insurance Certificate
    1.3 American Express Gold Credit Card*** package for Premier individuals
      The package annual maintenance fee in the first year KZT 10 000
      The package annual maintenance fee in the second and subsequent years KZT 16 000
      Annual maintenance fee for the additional American Express Gold card in the first and subsequent years KZT 10 000
      The package annual maintenance fee in the second and subsequent years under the debit turnovers on the card account per a year, net of the Bank interest from KZT 1 700 000 and over KZT 0
      Principal and additional card re-issue fee when lost or damaged KZT 0
    *** The American Express Gold Credit Card package includes: 1 principal American Express Gold card, Insurance Certificate
    1.4 American Express Gold Credit Card**** package for the individuals categorized as the Bank’s current customers******, net of Premier individuals
      The package annual maintenance fee in the first year KZT 0
      The package annual maintenance fee in the second and subsequent years KZT 25 000
      Annual maintenance fee for the additional American Express Gold card in the first and subsequent years KZT 10 000
      The package annual maintenance fee in the second and subsequent years under the debit turnovers on the card account per a year, net of the Bank interest from KZT 1 700 000 and over KZT 0
      Principal and additional card re-issue fee when lost or damaged KZT 0
    ****The American Express Gold Credit Card package includes: 1 principal American Express Gold card, Insurance Certificate
    ***** Customers-holders of the Bank payment cards provided for availability of turnovers for the last 12 months;
    Bank customers-holders of active/closed credits/credit cards with the Bank, and at the same time, the positive/satisfactory credit history with the Bank;
    Employees of the companies-participants of the Bank’s payroll plans;
    VIP customers;
    Premier customers;
    Those customers, who have any active deposit with Bank.
    1.5 American Express Platinum Credit Card******* package for VIP and Premier individuals
      The package annual maintenance fee (for VIP only) KZT 0
      The package annual maintenance fee in the second and subsequent years KZT 130 000
      The package annual maintenance fee provided for availability of any active deposit with JSC Kazkommertsbank (as of the package registration date) to the amount exceeding KZT 9 000 000 (KZT/other FX equivalent) and/or maintenance KZT 130 000
      Principal and additional card re-issue fee when lost or damaged KZT 0
    1.6 American Express Gold Credit Card****** package for the individuals categorized as the new Bank customers
      The package annual maintenance fee in the first year KZT 10 000
      The package annual maintenance fee in the second and subsequent years KZT 25 000
      Annual maintenance fee for the additional American Express Gold card in the first and subsequent years KZT 10 000
      The package annual maintenance fee in the second and subsequent years under the debit turnovers on the card account per a year, net of the Bank interest from KZT 1 700 000 and over KZT 0
      Principal and additional card re-issue fee when lost or damaged KZT 0
    ****** The American Express Gold Credit Card package includes: 1 principal American Express Gold card, Insurance Certificate
    2 American Express Blue Credit Card
      Annual maintenance fee for the American Express Blue Credit Card in the first and subsequent years KZT 4 500
      Annual maintenance fee for the additional American Express Blue Credit Card in the first and subsequent years KZT 2 500
      The card re-issue fee when lost or damaged KZT 1 500
    3 The bonus МС GO!Card Standart credit card
      The package annual maintenance fee in the first year KZT 3 900
      The package annual maintenance fee in the second and subsequent years KZT 4 500
      Annual maintenance fee for the additional card in the first year KZT 3 900
      Annual maintenance fee for the additional card in the second and subsequent years KZT 3 900
      Principal and additional card re-issue fee when lost or damaged KZT 900
    4 The bonus МС GO!Card Standart credit card for the customers categorized as current********
      The package annual maintenance fee in the first year KZT 0
      The package annual maintenance fee in the second and subsequent years KZT 0
      Annual maintenance fee for the additional card in the first year KZT 2 000
      Principal and additional card re-issue fee when lost or damaged KZT 0
      ********* 1. Customers-holders of the Bank payment cards provided for availability of turnovers for the last 12 months;
    Bank customers-holders of active/closed credits/credit cards with the Bank, and at the same time, the positive/satisfactory credit history with the Bank;
    Employees of the companies-participants of the Bank’s payroll plans;
    VIP customers;
    Premier customers;
    Those customers, who have any active deposit with Bank.
    5 The bonus GO!Express credit card
      Principal card KZT 0
      Additional card KZT 4 500
      Principal and additional card re-issue fee when lost or damaged KZT 900
    6 The Visa My Card credit card for the customers categorized as current*********
      The package annual maintenance fee in the first year KZT 0
      The package annual maintenance fee in the second and subsequent years KZT 4 000
      Annual maintenance fee for the additional card in the first year KZT 0
      Annual maintenance fee for the additional card in the second and subsequent years KZT 4 000
      Principal and additional card re-issue fee when lost or damaged KZT 900
    ********** Customers-holders of the Bank payment cards provided for availability of turnovers for the last 12 months;
    Bank customers-holders of active/closed credits/credit cards with the Bank, and at the same time, the positive/satisfactory credit history with the Bank;
    Employees of the companies-participants of the Bank’s payroll plans;
    VIP customers;
    Premier customers.
    7 The МС Lady’s Card credit card
      The package annual maintenance fee in the first year KZT 0
      The package annual maintenance fee in the second and subsequent years KZT 4 500
      Annual maintenance fee for the additional card in the first year KZT 0
      Annual maintenance fee for the additional card in the second and subsequent years KZT 0
      Principal and additional card re-issue fee when lost or damaged KZT 900
    8 Visa My Card credit card for the customers categorized as new customers**********
      The package annual maintenance fee in the first year KZT 0
      The package annual maintenance fee in the second and subsequent years KZT 4 500
      Annual maintenance fee for the additional card in the first year KZT 0
      Annual maintenance fee for the additional card in the second and subsequent years KZT 4 000
      Principal and additional card re-issue fee when lost or damaged KZT 900
    *********all customers that are not categorized as current customers
    9 GO!Black Premium credit card for the customers categorized as payroll plan participants**********
      The package annual maintenance fee in the first year KZT 4 000
      The package annual maintenance fee in the second and subsequent years KZT 4 500
      Principal and additional card re-issue fee when lost or damaged KZT 900
    **********Customers – holders of Kazkommertsbank cards with cash turnovers. Customers with the positive credit history. Customers – owners of deposits with Bank, VIP,Premier customers with cash turnovers on QAZKOM cards
    10 American Express Centurion Card international cards**********
      The monthly/annual current account maintenance fee when issuing a principal card KZT 20 000 / KZT 240 000
      The monthly/annual current account maintenance fee when issuing an additional card Please, see comment
      The monthly/annual current account maintenance fee when issuing an ancillary card KZT 20 000 / KZT 240 000
      The bank guarantee issuing fee KZT 156 000
      Monthly fee for the bank guarantee related risks 0,25 % of the guarantee amount, min. KZT 28 125, max. KZT 281 250
      Commission fee for making amendments to the bank guarantee terms (less amount increase) KZT 7 800
      Commission fee for making amendments to the bank guarantee terms (amount increase) KZT 156 000
      American Express fees:  
      Joining fee (non-recurrent fee charged from every new customer) $ 4 000 / € 4 000
      Annual principal card maintenance fee $ 4 000 / € 4 000
      Commission fee charged from the cardholder for any transfer transactions for the benefit of the service providing company (servicing in trade points) KZT 0
    Comments to Clause 1 (please, see below)
    **annual additional card maintenance fee
    ***annual ancillary card maintenance fee
    ****the commission fee payment order shall be determined by contractual relations
    Tariffs for Go Card
    11 The bonus Visa Classic Go!Card/ MC Standard Go!Card credit card*
    Annual principal card maintenance fee in the first year KZT 3 900**
    Annual principal card maintenance fee in the second and subsequent years KZT 4 500**
    Annual additional card maintenance fee in the first and subsequent years KZT 3 900**
    The card re-issue fee when lost or damaged KZT 900
    Security on the card Not required
    *cash withdrawal limit is 40% a month from the loan issued on the card
    **for the cards, which were opened starting from 01.04.2013
    12 The bonus Go!Card debit* card
    Annual principal card maintenance fee in the first year KZT 3 900**
    Annual principal card maintenance fee in the second and subsequent years KZT 4 500**
    Annual additional card maintenance fee in the first and subsequent years KZT 3 900
    The card re-issue fee when lost or damaged KZT 900
    *issued for further fixing of the credit line on it
    **for the cards, which were opened starting from 01.04.2013
    13 The bonus Go!Card debit* card
    Annual principal card maintenance fee in the first year KZT 5 100
    Annual principal card maintenance fee in the second and subsequent years KZT 4 700
    Annual additional card maintenance fee in the first and subsequent years KZT 3 900
    The card re-issue fee when lost or damaged KZT 900
    * issued for further fixing of the credit line on it
    14 Go!Express bonus card
    Annual principal card maintenance fee in the first year KZT 0
    Annual principal card maintenance fee in the second and subsequent years KZT 4 500
    Annual additional card maintenance fee in the first and subsequent years KZT 3 900
    The card re-issue fee when lost or damaged KZT 900
             

    Basic tariffs were approved by Resolution of the Management Board Meeting of JSC Kazkommertsbank, extract from the Minutes № 4 dated 23.01.2018

  • Cards of International Payment Systems 

    Types of services Tariff
    1 Electronic cards: Visa Electron, Maestro*
    Primary/Additional Card annual fee in the first year KZT 1 580
    Primary/Additional Card annual fee in the 2nd and consecutive years KZT 1 260
    Re-issuing of the card if lost or damaged KZT 1 580
    *Visa Electron and Maestro business cards* have not been issued by Bank since January 1, 2018.
    2 Visa Business, MasterCard Business
    Primary Card annual fee in the first year KZT 15 800
    Primary Card annual fee in the 2nd and consecutive years KZT 12 640
    Additional Card annual fee in the first and consecutive years** KZT 12 640
    Re-issuing of the card if lost or damaged KZT 0
    3 Visa Gold Business, MasterCard Gold Business
    Primary Card annual fee in the first year KZT 24 900
    Primary Card annual fee in the 2nd and consecutive years KZT 18 900
    Additional Card annual fee in the first and consecutive years** KZT 18 900
    Re-issuing of the card if lost or damaged KZT 0
    4 Corporate cards for the government sponsored companies
    Annual fee for the Visa Electron corporate/ Cirrus Maestro corporate payment card in the first year KZT 0
    Annual fee for the Visa Electron corporate/ Cirrus Maestro corporate payment card in the 2nd and consecutive years KZT 500
    Re-issuing of the primary/additional Visa Electron corporate/ Cirrus Maestro corporate card if lost/stolen or damaged KZT 0
    Annual fee for the primary/additional Visa Business/ MasterCard Business card in the first and consecutive years KZT 2 000
    Re-issuing of the primary/additional Visa Business/ MasterCard Business card if lost/stolen or damaged KZT 0
    5 Visa Business, MasterCard Business for self encashment
    Primary Card annual fee in the first and consecutive years KZT 0
    Re-issuing of the card if lost/stolen, damaged/demagneting, loss of PIN-code, change of design, change of name/incorrect name KZT 2 000
    **an additional card of a higher class compared to the primary card, shall be issued according to the standard tariff of the primary card (of a higher class compared to the given two types of cards); an additional card of a lower class compared to the primary card shall be issued according to the current tariff for the additional card of the given type of the card

    Basic tariffs approved in accordance with the Protocol №1.1 of the Board of Directors from 05.01.2016 in view of the amendments in accordance with the Protocol №5.2 of the Board of Directors from 11.05.2016, the

    18.05.2016

  • Service Tariff
    Visa Inc. and MasterCard Worldwide International Payment System cards
    1 The «Bonus» package* (Purchase card)
      The package annual maintenance fee in the first year KZT 400
    The package annual maintenance fee in the second and subsequent years KZT 320
    Visa Electron/ Maestro card re-issue fee upon expiration thereof to the “Bonus” package (Visa Classic/ MasterCard Standard cards (Upgrade)** By saving the previously determined annual Visa Electron/ Maestro card maintenance fee
    Annual additional package maintenance fee both for the principal holder and third party in the first and subsequent years KZT 320
    The card re-issue fee when lost/stolen/damaged KZT 630
    *The "Bonus" package includes one Visa Classic or MC Standard card
    **By saving the previously determined annual Visa Electron/ Maestro card maintenance fee
    2 The «Prosperous» package* (Travel card)
      The package annual maintenance fee in the first and subsequent years KZT 2 900
    The package annual maintenance fee in the first year provided that the amount of non-cash transactions** in the trade network, including Internet, on the customer’s debit cards issued by JSC Kazkommertsbank for the last year exceeds KZT 400 000 KZT 0
    The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the “Prosperous” package for the last year exceeds KZT 400 000 KZT 1 400
    Annual additional “Bonus” package maintenance fee both for the principal holder and third party in the first and subsequent years  KZT 320
    Annual additional “Prosperous” package maintenance fee both for the principal holder and third party in the first and subsequent years  KZT 2 900
    Commission fee for re-issuing the card from the "Prosperous" package when lost/stolen/damaged KZT 630
    *The «Prosperous» package includes one Visa Classic or MC Standard card, Insurance Certificate
    **Net of the payment of utilities, Bank services, payments to budget, as well as all transactions by using American Express Rewards cards, individual entrepreneur cards and corporate cards
    2.1 The “Prosperous less filling” package*
      The package annual maintenance fee in the first year KZT 400
      The package annual maintenance fee in the second and subsequent years KZT 320
      Commission fee for re-issuing the card from the "Prosperous less filling" package when lost/stolen/damaged KZT 630
    * the "Prosperous less filling" package includes one Visa Classic or MC Standard card
    3 The «Prestigious» package* (Gold 2in1 card)
      The package annual maintenance fee in the first year KZT 14 900
    The package annual maintenance fee in the second and subsequent years KZT 10 500
    The package annual maintenance fee in the first year provided that the amount of non-cash transactions** in the trade network, including Internet, on the customer’s debit cards issued by JSC Kazkommertsbank for the last year exceeds KZT 800 000 KZT 4 900
    The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the “Prestigious” package for the last year exceeds KZT 800 000 KZT 5 500
    Annual additional “Bonus” package maintenance fee both for the principal holder and third party in the first and subsequent years  KZT 320
    Annual additional “Prosperous” package maintenance fee both for the principal holder and third party in the first and subsequent years  KZT 2 900
    Annual additional “Prestigious” package maintenance fee both for the principal holder and third party in the first and subsequent years KZT 10 500
    Commission fee for re-issuing the card from the "Prestigious" package when lost/stolen/damaged KZT 3 500
    *The «Prestigious» package includes one Visa Gold card, one MC Gold card, one additional Visa Gold or MC Gold card for the third party, Priority Pass card, Concierge card and Insurance Certificate
    ** Net of the payment of utilities, Bank services, payments to budget, as well as all transactions by using American Express Rewards cards, individual entrepreneur cards and corporate cards
    3.1 The «Prestigious less filling» package*
      The package annual maintenance fee in the first year KZT 2 000
      The package annual maintenance fee in the second and subsequent years KZT 1 500
      Commission fee for re-issuing the card from the "Prestigious less filling" package when lost/stolen/damaged KZT 630
    *The "Prestigious less filling" package includes one Visa Gold or MC Gold card
    4 The «Elite» package* (Platinum 3in1 card)
      The package annual maintenance fee in the first year KZT 24 900
      The package annual maintenance fee in the second and subsequent years KZT 20 500
      The package annual maintenance fee in the first year provided that the amount of non-cash transactions** in the trade network, including Internet, on the customer’s debit cards issued by JSC Kazkommertsbank for the last year exceeds KZT 7 500 000 KZT 0
     
      The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the “Elite” package for the last year exceeds KZT 7 500 000 KZT 13 000
      The package annual maintenance fee in the first year provided that the amount of non-cash transactions** in the trade network, including Internet, on the customer’s debit cards issued by JSC Kazkommertsbank for the last year exceeds KZT 3 000 000 KZT 19 400
      The package annual maintenance fee in the second and subsequent years provided that the amount of non-cash transactions** in the trade network, including Internet, on the cards issued under the “Elite” package for the last year exceeds KZT 3 000 000 KZT 15 000
      Annual additional “Prosperous” package maintenance fee both for the principal holder and third party in the first and subsequent years  KZT 3 900
      Annual additional “Prestigious” package maintenance fee both for the principal holder and third party in the first and subsequent years KZT 10 500
      Annual additional “Elite” package maintenance fee both for the principal holder and third party in the first and subsequent years KZT 20 500
      Commission fee for re-issuing the card from the “Prosperous”, "Prestigious" and “Elite” packages when lost/stolen/damaged According to tariffs approved 
    *The "Elite" package includes one Visa Platinum or MC Platinum card, one additional Visa Gold or MC Gold card for the third party or principal holder, PriorityPass card, Concierge card and Insurance Certificate
    ** Net of the payment of utilities, Bank services, payments to budget, as well as all transactions by using American Express Rewards cards, individual entrepreneur cards and corporate cards 
    4.1 The «Elite less filling» package*
     
      The package annual maintenance fee in the first year KZT 3 000
      The package annual maintenance fee in the second and subsequent years KZT 2 500
      Commission fee for re-issuing the card from the “Elite less filling” package when lost/stolen/damaged KZT 630
    *The "Elite less filling" package includes one Visa Platinum or MC Platinum card
    5 Теле2 Card
      Annual maintenance fee for VISA CLASSIC Tele2 (multicurrency and insurance) card in the first year KTZ 2 900
    Annual maintenance fee for VISA CLASSIC Tele2 (multicurrency and insurance) card in the second and subsequent years KZT 2 900
    Annual maintenance fee for the additional VISA CLASSIC Tele2 (multicurrency and insurance) card in the first and subsequent years KZT 2 900
    Annual maintenance fee for VISA CLASSIC Tele2 (KZT, USD, EURO, less insurance) card in the first year KZT 400
    Annual maintenance fee for VISA CLASSIC Tele2 (KZT, USD, EURO, less insurance) card in the second and subsequent years KZT 320
    Annual maintenance fee for the additional VISA CLASSIC Tele2 (KZT, USD, EURO, less insurance) card in the first and subsequent years KZT 320
    The card re-issue fee when lost/stolen/damaged:  
    VISA CLASSIC Tele2 (multicurrency and insurance) KZT 2 000
    VISA CLASSIC Tele2 (KZT, USD, EURO, less insurance) KZT 630
    6 Sinooil Card
      Annual maintenance fee for MasterCard World Sinooil card in the first year KZT 400
      Annual maintenance fee for MasterCard World Sinooil card in the second and subsequent years KZT 320
      Annual maintenance fee for the additional MasterCard World Sinooil card in the first and subsequent years KZT 0
      Commission fee for re-issuing the MasterCard World Sinooil card when lost/stolen/damaged KZT 630
    7 American Express Rewards Card
      Annual maintenance fee for the additional American Express Rewards Card in the first and subsequent years KZT 0
      Commission fee for re-issuing the American Express Rewards Card when lost/stolen/damaged KZT 1 500
    8 The bonus MC Go!Card Standard credit card
      Annual maintenance fee for the bonus MC Go!Card Standard credit card in the first year KZT 0
      Annual maintenance fee for the bonus MC Go!Card Standard credit card in the second and subsequent years KZT 4 500
      Commission fee for re-issuing the bonus MC Go!Card Standard credit card when lost/stolen/damaged KZT 900
      Annual maintenance fee for the additional bonus MC Go!Card Standard credit card in the first year KZT 2 000
      Annual maintenance fee for the additional bonus MC Go!Card Standard credit card in the second and subsequent years KZT 4 500
    9 The bonus MC Go!Black Premium credit card
      Annual maintenance fee for the bonus MC Go!Black Premium credit card in the first year KZT 0
      Annual maintenance fee for the bonus MC Go!Black Premium credit card in the second and subsequent years KZT 4 500
      Commission fee for re-issuing the bonus MC Go!Black Premium credit card when lost/stolen/damaged KZT 900

    Basic tariffs were approved by Resolution of the Management Board Meeting of JSC Kazkommertsbank, extract from Minutes № 4 dated 23.01.2018.

     
  •   Service Tariff
    currency
    KZT USD, EUR
    1 Acceptance/disbursement and payment of cash
    1.1 Accepting cash to the card account:
    1.1.1 In the Bank branch (from owner of the account) KZT 0
    1.1.2 In the Bank’s Cash-In equipment:
    via ATMs KZT 0
    via payment terminals/multikiosks KZT 0
    1.1.3 in Cash-In equipment of JSC Halyk Bank of Kazakhstan:
    via ATMs KZT 0
    via payment terminals/multikiosks KZT 0
    1.2 Disbursement of cash on card:
    1.2.1 Individual cards:
    in the Bank network, and in the network of  JSC Halyk Bank of Kazakhstan as well
    - in ATMs 1% 1,4%
    - in branches 1% 1,4%




     
    in the network of other banks in Kazakhstan
    - in branches 1,50%
    - in ATMs 1% + KZT 200
    in the network of other banks out of Kazakhstan (including, Commercial Bank “Moskommertsbank” (LLC), OJSC «Kazkommertsbank Kyrghyzstan», CJSC « Kazkommertsbank Tajikistan», OJSC «Orienbank»)
    - in branches 1,25%, min.KZT 1 100
    - in ATMs 1% + KZT 475
    1.2.2








     
    Payroll cards:
    money that was paid to the card account under the agreement signed between the Bank and Legal Entity on payment of salaries, pensions and other payments
    in the Bank network, and in the network of  JSC Halyk Bank of Kazakhstan as well:
    - in ATMs pursuant to the agreement
    - in branches pursuant to the agreement
    in the network of other banks in Kazakhstan
    - in branches 1,50%
    - in ATMs 1% + KZT 200
    in the network of other banks out of Kazakhstan (including, Commercial Bank “Moskommertsbank” (LLC), OJSC «Kazkommertsbank Kyrghyzstan», CJSC « Kazkommertsbank Tajikistan», OJSC «Orienbank»):
    - in branches 1,25%, min.KZT 1 100
    - in ATMs 1% + KZT 475
    1.2.3 On the following cards: Visa Electron / Maestro Checking Card
    - in Kazkommertsbank ATMs 0,5% 0,9%
    - in Kazkommertsbank branches 0,7% 1,2%
    Disbursement of cash in Kazkommertsbank ATMs and branches for those customers, who receive their pension and allowances from SCPP 0%
    1.2.4 On the following bonus credit cards: MC Go!Card Standard/ Go! Black Standard/ Go! Black Premium/ Lady's card
    - in ATMs  
    in the Bank network, and in the network of  JSC Halyk Bank of Kazakhstan and JSC Citibank Kazakhstan as well 2%
    in the network of other banks in Kazakhstan 2% min. KZT 550
    in the network of other banks out of Kazakhstan 2% min. KZT 550
    - in branches  
    in the Bank network, and in the network of  JSC Halyk Bank of Kazakhstan and JSC Citibank Kazakhstan as well 2%
    in other banks of Kazakhstan 2% min. KZT 1 100
    in the banks out of Kazakhstan 2% min. KZT 1 100
    1.2.5


     
    On the following credit cards: American Express White/ Blue/ Gold/ Platinum, and Go! Express the bonus credit card
    - in Kazkommertsbank ATMs 3%
    -in ATMs of other banks (including Kazkommertsbank subsidiaries out of Kazakhstan) 3%, min. KZT 550
    - in Kazkommertsbank branches 3%
    - in ATMs of other banks (including Kazkommertsbank subsidiaries out of Kazakhstan) 3%, min. KZT 550
    1.2.6





     
    On the cards issued by other banks
    Commission fee charged from the cardholder for recounting, sorting and packing of banknotes when withdrawing cash by using VISA and MasterCard cards
    - in branches 2% of the amount (irrespective of the transaction currency)
    - in ATMs KZT 0
    Commission fee charged from the cardholder for recounting, sorting and packing of banknotes when withdrawing cash via POS-terminals, imprinters or ATMs by using DinersClub cards
    up to USD 200 2% of the amount
    from USD 201 and over USD 4
    up to EUR 200 2% of the amount
    from EUR 201 and over EUR 4
    up to KZT 50 000 4% of the amount
    from KZT 50 000 and over KZT 2 000
    Note: maximum cash withdrawal per 1 transaction
    - for the cards not issued by JSC Kazkommertsbank, in branches and operating offices of JSC Kazkommertsbank KZT 450 000 $3 000 / €3 000
    - for the cards issued by other Kazakhstan banks:
    Altyn Bank JSC, Asia Credit Bank JSC, ATF Bank JSC, Bank CenterCredit JSC,  Tengri Bank JSC, Subsidiary of the Bank VTB Kazakhstan JSC, Halyk Bank Kyrghyzstan JSC, “Alfa-Bank” Subsidiary Bank JSC, partner banks Citibank Kazakhstan JSC, Qazaq Banki JSC, Kazpost JSC in ATMs of Kazkommertsbank JSC
    No limit
      - for the cards issued by other Kazakhstan banks (not enlisted above), non-resident banks in Kazkommertsbank ATMs KZT 100 000
    1.2.7 On American Express cards
      - ATMs 4% of the amount
    1.3 Commission fee for crediting cash to the card account:
      For individual customers
    1.3.1 By making cash and non-cash payments KZT 0
      For customers – holders of payroll cards
    1.3.2 By non-cash payments from the employer (salary, leave allowances, travel allowances and other equivalent payments) pursuant to the agreement signed between the Bank and employer of the payroll card holder.
    1.3.3 By cash and non-cash payments from other sources, including the holder of payroll card 0 % of the amount paid*
      * unless it is otherwise provided for in the agreement signed between the Bank and employer of the payroll card holder.
    1.3.4 Cash payments to additional American Express Rewards cards issued in addition to payroll cards:  
      - via cash payments In the amount specified in the principal card (pursuant to the Payroll Plan Agreement)
      - via non-cash payments In the amount specified in the principal card (pursuant to the Payroll Plan Agreement)
    2 Payment of goods and services in the trade and service points by using MasterCard and VISA cards KZT 0
    2.1 The Bank’s commission fee for transfer operations for the benefit of service providing companies (providing services in trade points) under the payroll plan  
    - in the Kazakhstan network pursuant to the agreement signed between the Bank and employer of the payroll card holder.
    - in the network out of Kazakhstan pursuant to the agreement signed between the Bank and employer of the payroll card holder.
      Other tariffs shall be applied pursuant to the agreement signed between the Bank and employer of the payroll card holder.
    2.2 Payment of goods and services in the trade and service points in Kazakhstan and abroad by using Visa Classic KUS Zholy and Visa Classic Теle2 0,5%
    3 Payment of goods and services in Internet by using the Bank’s virtual cards KZT 0
      ** - this tariff shall be applied to the cards issued till 01.01.2017. These cards shall be reissued according to the determined current terms. Additional card tariffs shall be determined according to the principal card terms
    4 Transferring cash from card accounts
    4.1
     
    - to the cardholder’s current account  
    In the Bank branches KZT 0
    via ATMs/multikiosks Pursuant to standard overseas transfer tariffs for individuals.
    via Internet Banking for individuals KZT 0
    4.2 - between the cards of one customer in the Bank  
    In the Bank branches KZT 0
    via ATMs/multikiosks KZT 0
    via Internet Banking for individuals KZT 0
    4.3 - between the cards of different customers in Bank and JSC Halyk Bank of Kazakhstan  
    In the Bank branches KZT 300
    via ATMs/multikiosks KZT 95
    via Internet Banking for individuals KZT 95
    4.4 Transferring from Go!Card, the bonus credit card to the current account with Bank 1,5% of the transfer amount
    4.5 Transferring the debt overpaid from the credit cards issued by Bank to the current account/debit card of the holder of credit card opened with the bank KZT 0
    5 Visa Direct money transfers
    5.1

     
    via ATMs
    from the card of any Kazakhstan bank – participant of the International Payment System Visa
    International to the card of Bank and JSC Halyk Bank of Kazakhstan
    KZT 0, USD 3
    from the Bank card and JSC "Halyk Bank of Kazakhstan"  to the card of any Kazakhstan bank – participant of the International Payment System Visa
    International
    1% of the transfer amount + KZT 200,
    1% +USD 1,5
    from Visa/Master Card opened with foreign banks included into the association of the International Payment System Visa/Master Card to Visa, American Express and MasterCard cards opened with JSC Kazkommertsbank and JSC "Halyk Bank of Kazakhstan" KZT 0, USD 3
    from Visa/Master Card opened with JSC Kazkommertsbank and JSC "Halyk Bank of Kazakhstan" to Visa/Master Card opened with foreign banks included into the association of the International Payment System Visa/Master Card. 1 % of the transfer amount + USD 1,5
    from the Bank card to the card of JSC "Halyk Bank of Kazakhstan"** KZT 150
    from the card of JSC "Halyk Bank of Kazakhstan" to the Bank card** KZT 150
    money transfers with participation of the card issued by any foreign bank – participant of  the International Payment System Visa International 1% of the transfer amount + USD 3
    5.2



     
    via Internet Banking for individuals
    from the card of Bank or JSC Halyk Bank of Kazakhstan to the card of any Kazakhstan bank 0,85% min. KZT 250 max. KZT 700
    from the card of other Kazakhstan bank to the card of Bank and JSC Halyk Bank of Kazakhstan KZT 0
    from the card of JSC Halyk Bank of Kazakhstan to the card of the Agent Bank*, Partner Bank of JSC Halyk Bank of Kazakhstan 0,85% min. KZT 250 max. KZT 700
    from the card  of JSC Halyk Bank of Kazakhstan to the card of Bank and JSC Halyk Bank of Kazakhstan KZT 95
    to the card of any foreign bank - participant of  the International Payment System Visa International 1% min.3$
    between the cards of other Kazakhstan banks - participants of  the International Payment System Visa International /Master Card Incorporated 0,85% min. KZT 250 max. KZT 700
    from the cards opened with other Kazakhstan bank - member of  the association of  International Payment System Visa/ Master Card to Visa/ Master Card cards opened in any foreign bank- member of  the association of  International Payment System Visa/ Master Card (for USD transfers only) 1% min.3$
    from Visa/ Master Card cards opened with Bank to Visa/ Master Card cards also opened with any Kazakhstan bank - member of  the association of  International Payment System Visa/ Master Card (for USD transfers only) 0,9% (min. 1$ max. 3$)
    from Visa/ Master Card cards opened with any Kazakhstan bank - member of  the association of  International Payment System Visa/ Master Card to Visa/ Master Card cards opened with any Kazakhstan bank - member of  the association of  International Payment System Visa/ Master Card (for USD transfers only) 0,9% (min. 2$ max. 5$)
      *Agent banks: JSC "Islamic Bank "Al Hilal", JSC "Citibank Kazakhstan", JSC "Kazpost", JSC "QazaqBank"
    6 Conversion operations
    Purchase/sale of non-cash currency on Kazkommertsbank cards 0% at the bank’s exchange rate
    7 Issuing of the statement on card account
    7.1 in the Bank branches  
    - for two months (current and previous month) KZT 0
    - over 2 months up to one year (for the period) KZT 1 000
    - over one year KZT 1 500
      *including, in JSC «Kazpost», Commercial Bank «Moskommertsbank» (LLC), OJSC «Kazkommertsbank Kyrghyzstan», CJSC «Kazkommertsbank Tajikistan» whereat the commission fee for issuing the statement on payroll cards shall be written off from the 1st statement in these banks ".
    7.2 via ATMs/multikiosks of the Bank/JSC Halyk Bank of Kazakhstan  
    Obtaining information on balance (on receipt)  
    - on individual cards KZT 40
    - on payroll cards KZT 40 (from the 3rd request in the month)
    Obtaining information on balance (on screen) KZT 0
    Mini-statement on the card account (last 10 transactions for the last 120 calendar days) KZT 100
    Mini-statements on American Express cards (net of Rewards cards) issued by JSC Kazkommertsbank (last 10 transactions) KZT 0
    7.3 Commission fee charged from the cardholder for provision of the information on the balance on card account when applying to Call-Center KZT 30
    8 Other services
    8.1
     
    Closing of card account
    - at the zero credit balance KZT 0
    - at the zero credit balance to the extent of the account balance, but not exceeding the commission fee for transferring funds from the card account
    8.2 Maintenance of the inactive card account (the account, where no credit/debit operations have been performed by the customer or its representative during 12 months) upon the card expiration Amount of the account balance, but not exceeding KZT 200 monthly
    8.3 Investigation of any disputable situation on the Bank ATM transaction by providing the video record  
    - for Kazkommertsbank customers KZT 3 500 (VAT included)
    - for the customers of other banks KZT 6 000 (VAT included)
    8.4





     
    Payment of customs duties by using Kazkommertsbank cards
    Commission fee charged from the cardholder when paying the customs duties
    The customs duties extent
    - from KZT 1 up to KZT 10 000 1,8% , min. KZT 100
    - from KZT 10 001 up to KZT 50 000 0,9%, min. KZT 200
    - from KZT 50 001 up to KZT 100 000 0,65% , min. KZT 500
    - from KZT 100 001 up to KZT 1 000 000 0,15%, min. KZT 700
    - from KZT 1 000 001 and over KZT 3 000
    8.5 Sending payment card within Kazakhstan via express delivery service KZT 1 000 (VAT included)
    8.6 Sending payment card abroad via express delivery service This service is temporarily suspended
    8.7 Cash withdrawal by code according to the card tariff for withdrawing cash in the Bank ATMs
    8.8 Compensation of the Bank expenses related to issuing of Priority Pass cards/insurance policies pursuant to the customer application to the Bank
      - for Priority Pass cards KZT 900 (VAT included)
    - for insurance policies KZT 700 (VAT included)
    8.9 Code word viewing KZT 30
    8.10 Changing PIN via the Bank ATMs/multikiosks KZT 0
    8.11 Resetting the PIN entering attempts (after the 3rd wrong attempt) KZT 150
    8.12




     
    "SMS-Banking"
    Maintenance of the Bank customer’s one card account by virtue of SMS-messages: connection and subscription fee for obtaining of information on all transactions performed on the card account by using the payment card per one contract KZT 200
    Maintenance of the Bank customer’s card account/s by virtue of SMS-messages: connection and subscription fee for obtaining of information on all transactions performed on the card account by using the payment card * per all contracts KZT 300
    Maintenance of the card account by virtue of SMS-messages: obtaining the mini-statement on the last 10 transactions KZT 50
    Maintenance of the card account by virtue of SMS-messages: obtaining the information on the card account cash balance KZT 25
    Maintenance of the card account by virtue of SMS-messages: payment card blocking KZT 0
    Maintenance of the card account by virtue of SMS-messages: other requests KZT 25
      * - applicable only to the new customers, which have connected to SMS-banking since 01.06.2009.
    • Basic tariffs were approved by Resolution of the Kazkommertsbank Management Board Meeting, extract from № 4 Minutes dated 23.01.2018.
  • Types of services Tariff
    Currency
    KZT USD, EUR
    1 Cash withdrawals via ATMs, POS-terminals or imprinters (for VISA, MasterCard cards)
    1.1 On cards issued by KKB
    Commission fee charged from the cardholder for recalculation, sorting and packing of banknotes upon cash withdrawals from the card account on all types of international cards
    1) in KKB ATMs and offices 1% 1,40%
    2) in ATMs and branches of banks-agents of KKB* in Kazakhstan 1% 1,40%
    3) in ATMs and branches of Halyk Bank of Kazakhstan JSC 1%, min. KZT 50 1,4%, min. $ 0,70
    Banks-agents: * "Kazinvestbank" JSC, "Citibank Kazakhstan" JSC, "Kazpost" JSC, "Kazkom Kyrgyzstan" OJSC, "Orienbank" OJSC, "Kazkom Tajikistan" CJSC, Commercial Bank Moskommertsbank LLC
    1.2 In other banks in Kazakhstan (except for Halyk Bank)
    Providing services in the offices of banks (imprinters, POS-terminals) 1,50%
    1.3 Providing services via ATMs 1% + KZT 200
    1.4 In other off-shore banks
    Providing services in the offices of banks (imprinters, POS-terminals) (for all types of cards) 1,25%, min. KZT 1 100
    Providing services via ATMs (for all types of cards) 1% + KZT 475
    2 On the cards issued by other banks
    2.1 Commission fee charged from the cardholder for recalculation, sorting and packing of banknotes upon cash withdrawals on VISA and MasterCard International Payment System cards
    1) POS-terminals, imprinters 2% of the amount (irrespective of the transaction currency)
    2) ATMs KZT 0
    2.2 Commission fee charged from the cardholder for recalculation, sorting and packing of banknotes upon cash withdrawals via POS-terminals, imprinters or ATMs by using DinersClub cards 4% of the amount
    2.3 Note: Maximum cash withdrawal per 1 transaction
    1) for the cards, which were not issued by KKB, in KKB branches and offices KZT 450 000 / $3 000 / €3 000
    2) for the cards being issued by non-resident banks, via KKB ATMs KZT 30 000 / $200 / €200
    2.4 On American Express cards  
    1) ATMs 4% of the amount
    3 Payment of goods and services in merchants by using MasterCard and VISA cards
    3.1 The Bank's commission fee charged from the cardholder for transfers to service providing companies (servicing in merchants) on all types of corporate cards 0,50%
    4 Cash transfers from card accounts
    4.1 Commission fee for transfers (payments) to the Head Bank (HB) under cash lodgements to branch clients for replenishing of card accounts KZT 0
    4.2 Commission fee for cash transfers from the card account to other accounts
    1) in-bank
    2) between accounts of the legal entity (holder of the corporate card) KZT 0
    3) for the benefit of other KKB clients According to the fees for interbank transfers for legal entities
    4.3 External transfers (out of Bank) According to the fees for external transfers for legal entities
    5 Commission fee under lodgements to the card account
    5.1 By doing cash lodgements via Bank offices 0, 25% of the lodgement, min. KZT 250
    5.2 By doing non-cash lodgements KZT 0
    5.3 On Visa Business/ MasterCard Business, Visa Electron corporate/ Cirrus Maestro corporate cards for state institutions 0,3% in KZT of the lodgement amount
    5.4 1) in KKB ATMs (for VISA Business, MasterCard Business cards for self-encashment purposes) 0,1% / prohibited
    6 Conversions
    6.1 Non-cash FX purchases/sales on KKB cards 0% according to the Bank's FX rate
    7 Submission of the statement on the card account
    7.1 Commission fee charged from the cardholder for receipt of the statement on cash balance on the card account through electronic devices (ATMs, POS-terminals) of KKB  
    1) on corporate cards* KZT 50
    "*as well as in "Citibank Kazakhstan" JSC, "Kazpost" JSC, "Kazinvestbank" JSC, Commercial Bank Moskommertsbank LLC, "Kazkommertsbank Kyrgyzstan" OJSC, "Kazkom Tajikistan" CJSC, "Orienbank" OJSC, "Halyk Bank" JSC".  
    7.2 Commission fee charged from the cardholder for receipt of the mini-statement via KKB ATMs (last 10 transactions on the card account) KZT 50
    7.3 Commission fee charged from the holder of VISA/MasterCard card for receipt of the statement on cash balance on the card account via ATMs of other banks in Kazakhstan and abroad KZT 100
    7.4 Commission fee charged from the cardholder for receipt of the statement on the card account in the Bank offices
    current for the period up to 1 year KZT 0
    historic, over 1 year KZT 1500
    8 Other services
    8.1 Closing of the card account
    1) at the zero credit balance KZT 0
    2) at the non-zero credit balance to the extent of the account balance, but not exceeding the commission fee for cash transfers from the card account
    8.2 Providing video records from ATM cameras (subject to VAT)
    1) for KKB clients KZT 3 500 (VAT included)
    2) for the clients of other banks KZT 6 000 (VAT included)
    8.3 KKB services via "Homebank" financial portal (VAT excluded)
    Commission fee for connecting to the Financial Portal Servicing System of KKB "Homebank" (for the cardholder-Individual) KZT 0
    Monthly commission fee for using the Financial Portal Servicing System of KKB "Homebank" (for the cardholder-Individual) KZT 0
    8.4 Payment of customs duties by using the cards issued by KKB
    Commission fee charged from the cardholder during payment of customs duties
    The range of customs payments
    1) from KZT 1 up to KZT 50 000 1% min. KZT 200
    2) from KZT 50 001 up to KZT 100 000 0,7% min. KZT 500
    3) from KZT 100 001 up to KZT 1 000 000 0,15% min. KZT 800
    4) from KZT 1 000 001 and over KZT 3 000
    9 Viewing of the code word KZT 30
    10 Indemnifying the Bank costs for issuing Priority Pass cards/insurance certificates if lost/stolen
      1) for Priority Pass cards KZT 800 (VAT excluded)*
    2) for insurance certificates KZT 625 (VAT excluded)*
    * VAT shall be charged under the payment made to the extent specified in the Kazakhstan legislation
    11 Changing of the PIN-code KZT 250
    12 "SMS-Banking"
    12.1 Payment for maintenance of the Bank client's card based on SMS-messages: connection and subscription fee for receipt of the information on all transactions on the card account by using the payment card KZT 200
    12.2 Commission fee for maintenance of the card account based on SMS-messages: receipt of the mini-statement on last 10 transactions KZT 50
    12.3 Commission fee for maintenance of the card account based on SMS-messages: receipt of the information on cash balance on the card account KZT 25
    12.4 Commission fee for maintenance of the card account based on SMS-messages: blocking of the payment card KZT 0
    12.5 Commission fee for maintenance of the card account based on SMS-messages: other requests KZT 25
    *valid only for the new clients, which have connected to SMS - banking since 01.06.2009
    13 Annulling attempts of entering the incorrect PIN-code (after the 3rd attempt) KZT 150
    Fees for the services, which are subject to VAT, are specified including VAT
    14 Commission fee for payment of cellular services KZT 35
    15 Commission fee for payment of phone services KZT 50 (irrespective of the payment amount)
    16 Commission fee for payment of the cable TV services KZT 50 (irrespective of the payment amount)
    17 Credit history report from the First Credit Bureau for Individuals and Legal Entities
    17.1 The "Identification" credit report (tariff for Onlinebank.kz) KZT 280
    17.2 The "Initial" credit report (tariff for Onlinebank.kz) KZT 420
    17.3 The "Standard" credit report (tariff for Onlinebank.kz) KZT 840
    17.3 The "Extended" credit report (tariff for Onlinebank.kz) KZT 1 400
    18 Express issuing of the payment card (in the Bank office)
    18.1 For corporate cards (Almaty) KZT 3 160
    18.1 For corporate cards (branches) KZT 5 160
    19 Emergency replacement of VISA and MasterCard cards*
    19.1 Emergency replacement of the VISA and MasterCard cards abroad KZT 35 000
    19.2 Emergency cash withdrawals on VISA and MasterCard cards abroad KZT 25 000
    *no emergency replacement on VISA Electron, Cirrus Maestro cards, no emergency cash withdrawals on Cirrus Maestro cards
    Note
    1 Express card issuing - within 2 work days, net of the time spent for delivering cards to other regions.
    2 Insurance from the Insurance Company "Chartis Kazakhstan" JSC – insurance from incidents and sudden diseases, which is valid for any trips abroad, permanent residence (for Kazakhstan citizens – abroad), within 60 days after leaving Kazakhstan.
    3 An additional card of a higher class compared to the primary one shall be issued according to the standard primary card fee (of higher class compared to the given two types of cards) ;
    4 An additional card of a lower class compared to the primary card shall be issued according to the current fee for issuing of the additional card of this type.
    5 Guarantees of legal entities or the insurance deposit shall be accepted as the security on cards.
    6 Insurance deposit on the "Standard" Line or guarantee on the "Standard" Line shall be lodged in the currency of the card account.

    Basic tariffs are approved in accordance with the Protocol №1.1 of the Board of Directors from the 01.05.2015. Taking into account the amendments in accordance with the Protocol № 3.1 from the 05.03.2016 г.

  •  Type of services Transactions in tenge
    1 Payment for maintenance of one card account of the Bank's customer based on SMS-messages: set-up and fee for obtaining information about all transactions on the card account using a particular payment card 200 KZT
    2 Payment for all card accounts maintenance of the Bank's customer based on SMS-messages: set-up and fee for obtaining information about all transactions on all accounts using all payment cards 300 KZT
    3 Remaining balance on the account 25 KZT
    4 Advice slip 50 KZT

    Basic tariffs are approved in accordance with the Protocol №1.1 of the Board of Directors from the 01.05.2015

    11.03.2016

  •   Type of services Transactions in KZT
    1 Commission fee for connection to internet banking Homebank.kz 0 KZT
    2 The Commission for the use of the services of financial portal Homebank.kz 0 KZT
    3 Subscription to the system 0 KZT
    4 The commission for the payment of mobile service 35 KZT
    5 The commission for the payment of telephone services 50 KZT
    6 The commission for the payment of cable television services 50 KZT
    7 The commission for the payment of security services 50 KZT
    8 Commission fee for utilities (except for Astana-ERC) 50 KZT 
    9 Commission for the payment of Internet Service 50 KZT
    10 Payment for education services
    10.1 Universities (except universal transfers from current accounts) 50 KZT
    10.2 Schools (except universal transfers from current accounts) 50 KZT
    10.3 Kindergartens (except universal transfers from current accounts) 100 KZT
    10.4 Universal transfers from current accounts  200 KZT - inside the bank  250 KZT - beyond the bank
    11 Registration of domains 0,5%
    12 Transfers into account of Taulink, OSMP, Cyberplat companies 95 KZT
    13 Payment of airline ticket 100 KZT
    14 Payment of mortgage inpayments and credits 100 KZT
    15 Payment of subscriptions and coupons 50 KZT
    16 Payment of orders (Oriflame, Avon, Faberlic) 50 KZT
    17 Payment for advertising in the media 50 KZT
    18 Payment for the service operation of housing (CAO) 100 KZT
    19 Repayment of loans and refill of deposits in JSC "Housing Construction Savings Bank" 0 KZT
    20 Payment of FN-Management service (rental payments) 200 KZT
    21 Payment of services of "Miras" university (Shymkent), LLP "MAEC Kazatomprom" 0 KZT
    22 Payment of utility bills Astana-ERC 0,5% min. 50 KZT
    23 commission fee for payment for other services, "Basis Telecom" 0,5%
    24 Deposit of a brokerage account 500 KZT
    25 Payment of mutual funds 1000 KZT
    26 Payment of tax payments by individuals via financial portal Homebank.kz
    26.1 the amount of tax is from 0 KZT up to 99 KZT 0 KZT
    26.2 the amount of tax is from 100 KZT up to 5000 KZT 25 KZT
    26.3 the amount of tax is from 5001 KZT up to 10 000 KZT 50 KZT
    26.4 the amount of tax is from 10 001 KZT up to 30000 KZT 100 KZT
    26.5 the amount of tax is from 30 001 KZT up to 60 000 KZT 200 KZT
    26.6 the amount of tax is from 60 001 KZT up to 100 000 KZT 400 KZT
    26.7 the amount of tax is from 100 001 KZT and more 500 KZT
    27 Payment of fines for traffic violations 200 KZT
    28 Release of the smart cards to the Digital signature, electronic signature, (Homebank.kz) (including VAT ) 840 KZT
    29 Release of the smart cards to the Digital signature, electronic signature, (Homebank.kz) ( including VAT)  3 920 KZT
    30 Transfers in favor of third parties from the card / personal account
    30.1 Transfers between accounts of the same client 0 KZT
    30.2 Transfers in favor of third partie 250 KZT
    From card to card inside the bank 95 KZT
     - From the current account to the current / card account - account inside the bank 200 KZT
     - From the current account to the current / card account - account beyond the bank 250 KZT
    31 Subscription to "SMS-Banking"
    31.1 Payment for keeping client card account of the Bank on the basis of SMS-messages: connection and subscription fees for obtaining information on all transactions on the card account by using payment card 200 KZT
    31.2 Payment for keeping client card account (s) of the Bank on the basis of SMS-messages: connection and subscription fees for obtaining information on all transactions on the card account by using payment card 300 KZT

    Basic tariffs are approved in accordance with the Protocol №1.1 of the Board of Directors from the 01.05.2015

    11.03.2016

  • Transfer Tariffs
    From card of any bank of RK to card QAZKOM 95 KZT
    From card QAZKOM to card of any bank of RK 0,9 % (minimum — 150 tenge, maximum - 750 tenge)
    From card to card of any bank of RK 0,9 % (minimum — 250 tenge, maximum - 750 tenge)
  • Service type Operations in tenge Operations in foreign currency
    1 Tariffs for transfers in the Republic of Kazakhstan
    1.1 Tariffs for transfers in the Republic of Kazakhstan in tenge
      0,00 - 3 000 000,00 tenge 2% min. 200 tenge  
    1.2 Tariffs for transfers in the Republic of Kazakhstan in US dollars and euro
      0,00 - 100,00   2 USD/ EUR
      100,01 – 200,00   4 USD/ EUR
      200,01 – 300,00   6 USD/ EUR
      300,01 – 400,00   8 USD/ EUR
      400,01 – 500,00   10 USD/ EUR
      500,01 – 750,00   15 USD/ EUR
      750,01 – 1 000,00   20 USD/ EUR
      1 000,01 – 1 250,00   25 USD/ EUR
      1 250,01 – 1 500,00   30 USD/ EUR
      1 500,01 – 1 750,00   35 USD/ EUR
      1 750,01 – 2 000,00   40 USD/ EUR
      2 000,01 – 3 000,00   55 USD/ EUR
      3 000,01 – 4 000,00   75 USD/ EUR
      4 000,01 – 5 000,00   95 USD/ EUR
      5 000,01 – 6 000,00   110 USD/ EUR
      6 000,01 – 7 000,00   130 USD/ EUR
      7 000,01 – 8 000,00   150 USD/ EUR
      8 000,01 – 9 000,00   170 USD/ EUR
      9 000,01 – 10 000,00   180 USD/ EUR
    1.3 Tariffs for transfers in the Republic of Kazakhstan in Russian rubles
      0,00 - 1000,00   90 RUB
      1 000,01 – 3 000,00   100 RUB
      3 000,01 – 6 000,00   120 RUB
      6 000,01 – 10 000,00   200 RUB
      10 000,01 – 15 000,00   300 RUB
      15 000,01 – 20 000,00   400 RUB
      20 000,01 – 30 000,00   600 RUB
      30 000,01 – 40 000,00   800 RUB
      40 000,01 – 50 000,00   1 000 RUB
      50 000,01 – 65 000,00   1 300 RUB
      65 000,01 – 80 000,00   1 600 RUB
      80 000,01 – 120 000,00   2 400 RUB
      120 000,01 – 160 000,00   3 200 RUB
      160 000,01 – 180 000,00   3 600 RUB
      180 000,01 – 220 000,00   4 100 RUB
      220 000,01 – 240 000,00   4 700 RUB
      240 000,01 – 280 000,00   5 000 RUB
    2 Tariffs for transfers to CIS countries and Georgia
    2.1 Tariffs for transfers to Kyrgyzstan, Russia, Tajikistan, Uzbekistan in tenge
      10 000 or less 200 tenge  
      10 001 - 250 000 1,5%  
      250 001 - 3 000 000 1%  
    2.2 Tariffs for transfers to Kyrgyzstan, Russia, Tajikistan, Uzbekistan in US dollars and euro
      0,00 - 50,00   2 USD/EUR
      50,01 - 100,00   3 USD/EUR
      100,01 - 200,00   4 USD/EUR
      200,01 -3 000,00   1,50%
      3 000,01 - 6 000,00   1%
      6 000,01 - 10 000,00   60 USD/EUR
    2.3 Tariffs for transfers to Kyrgyzstan, Russia, Tajikistan, Uzbekistan in Russian rubles
      0,00 - 1000,00   90 RUB
      1 000,01 – 6 000,00   100 RUB
      6 000,01 – 80 000,00   1,50%
      80 000,01 – 500 000,00   1%
    2.4 Tariffs for transfers to  Azerbaijan, Armenia, Belarus, Georgia, the Republic of Moldova, Ukraine in US Dollars and euro
      0,00 - 100,00   2 USD/EUR
      100,00 - 200,00   4 USD/EUR
      200,01 -300,00   6 USD/EUR
      300,01 - 400,00   8 USD/EUR
      400,01 - 500,00   10 USD/EUR
      500,01 - 750,00   15 USD/EUR
      750,01 - 1 000,00   20 USD/EUR
      1 000,01 - 1 250,00   25 USD/EUR
      1 250,00 - 1 500,00   30 USD/EUR
      1 500,00 - 1 750,00   35 USD/EUR
      1 750,00 - 2 000,00   40 USD/EUR
      2 000,01 - 3 000,00   55 USD/EUR
      3 000,01 - 4 000,00   75 USD/EUR
      4 000,01 - 5 000,00   95 USD/EUR
      5 000,01 - 6 000,00   110 USD/EUR
      6 000,01 - 7 000,00   130 USD/EUR
      7 000,01 - 8 000,00   150 USD/EUR
      8 000,01 - 9 000,00   170 USD/EUR
      9 000,01 - 10 000,00   180 USD/EUR
    3 Tariffs for transfers to foreign countries
    3.1 Tariffs for transfers to Belgium, Bulgaria, Great Britain, Greece, Israel, Spain, Italy, Cyprus, Latvia, Mongolia, Northern Ireland, Nepal, France, Turkey, Czech Republic in US Dollars and euro
      0,00 - 100,00   4 USD/EUR
      100,00 - 200,00   7 USD/EUR
      200,01 -300,00   9 USD/EUR
      300,01 - 400,00   10 USD/EUR
      400,01 - 500,00   13 USD/EUR
      500,01 - 750,00   17 USD/EUR
      750,01 - 1 000,00   25 USD/EUR
      1 000,01 - 1 250,00   30 USD/EUR
      1 250,00 - 1 500,00   35 USD/EUR
      1 500,00 - 1 750,00   40 USD/EUR
      1 750,00 - 2 000,00   45 USD/EUR
      2 000,01 - 3 000,00   70 USD/EUR
      3 000,01 - 4 000,00   90 USD/EUR
      4 000,01 - 5 000,00   110 USD/EUR
      5 000,01 - 6 000,00   135 USD/EUR
      6 000,01 - 7 000,00   155 USD/EUR
      7 000,01 - 8 000,00   180 USD/EUR
      8 000,01 - 9 000,00   200 USD/EUR
      9 000,01 - 10 000,00   250 USD/EUR
    3.2 Tariffs for transfers to Bangladesh, Germany, Slovakia, Philippines in euro
      0,00 - 200,00   7 EUR
      200,01 -300,00   9 EUR
      300,01 - 400,00   12 EUR
      400,01 - 500,00   15 EUR
      500,01 - 750,00   23 EUR
      750,01 - 1 000,00   30 EUR
      1 000,01 - 1 250,00   38 EUR
      1 250,00 - 1 500,00   45 EUR
      1 500,00 - 1 750,00   53 EUR
      1 750,00 - 2 000,00   60 EUR
      2 000,01 - 3 000,00   90 EUR
      3 000,01 - 4 000,00   120 EUR
      4 000,01 - 5 000,00   150 EUR
      5 000,01 - 6 000,00   180 EUR
      6 000,01 - 7 000,00   210 EUR
      7 000,01 - 8 000,00   240 EUR
    3.3 Tariffs for transfers to Denmark, Romania in euro
      0,00 - 200,00   7 EUR
      200,01 -300,00   9 EUR
      300,01 - 400,00   12 EUR
      400,01 - 500,00   15 EUR
      500,01 - 750,00   23 EUR
      750,01 - 1 000,00   30 EUR
      1 000,01 - 1 250,00   38 EUR
      1 250,00 - 1 500,00   45 EUR
      1 500,00 - 1 750,00   53 EUR
      1 750,00 - 2 000,00   60 EUR
      2 000,01 - 3 000,00   90 EUR
      3 000,01 - 4 000,00   120 EUR
      4 000,01 - 5 000,00   150 EUR
    3.4 Tariffs for transfers to the Netherlands, Switzerland, Sweden in euro
      0,00 - 200,00   7 EUR
      200,01 -300,00   9 EUR
      300,01 - 400,00   12 EUR
      400,01 - 500,00   15 EUR
      500,01 - 750,00   23 EUR
      750,01 - 1 000,00   30 EUR
      1 000,01 - 1 250,00   38 EUR
      1 250,00 - 1 500,00   45 EUR
      1 500,00 - 1 750,00   53 EUR
      1 750,00 - 2 000,00   60 EUR
      2 000,01 - 3 000,00   90 EUR
    3.5 Tariffs for transfers to Albania, Indonesia in euro
      50,00 or less   7 EUR
      50,00 - 200,00   8 EUR
      200,01 -300,00   9 EUR
      300,01 - 400,00   12 EUR
      400,01 - 500,00   15 EUR
      500,01 - 750,00   23 EUR
      750,01 - 1 000,00   30 EUR
      1 000,01 - 1 250,00   38 EUR
      1 250,00 - 1 500,00   45 EUR
      1 500,00 - 1 750,00   53 EUR
      1 750,00 - 2 000,00   60 EUR
    Note: If transfer is made in US dollars, then the fee is charged in US dollars. If transfer is made in euro, then the fee is charged in euro.

    Basic tariffs are approved under the JSC “Kazkommertsbank” Board of Directors Protocol № 12.13 as of 28.12.2016
    01.01.2017

  • Name of service Tariff in tenge Tariff in foreign currency
    1 Urgent transfer by system of fast international transfers Western Union (in Kazakhstan tenge)
    1.1 Send of money tranfer from Republic of Kazakhstan (in Kazakhstan tenge) to countries of CIS* and Georgia
      0,01 - 76 000,00 1 140 KZT  
      76 000,01 - 152 000,00 2 660 KZT  
      152 000,01 - 228 000,00 3 800 KZT  
      228 000,01 - 304 000,00 5 320 KZT  
      304 000,01 - 380 000,00 6 460 KZT  
      380 000,01 - 475 000,00 7 980 KZT  
      475 000,01 - 570 000,00 9 500 KZT  
      570 000,01 - 760 000,00 11 400 KZT  
      760 000,01 - 1 140 000,00 13 300 KZT  
      1,140,000.01 and more 1% from amount of transfer  
    1.2 Sending of money transfers from Republic of Kazakhstan (in Kazakhstan tenge) to Uzbekistan and Russia
      0,01 - 76 000,00 1100 KZT  
      76 000,01 - 152 000,00 1500 KZT  
      152 000,01 - 228 000,00 2200 KZT  
      228 000,01 - 304 000,00 3 000 KZT  
      304 000,01 - 380 000,00 3 800 KZT  
      380 000,01 - 475 000,00 4 700 KZT  
      475 000,01 - 570 000,00 5 700 KZT  
      570 000,01 - 760 000,00 7 600 KZT  
      760 000,01 - 1 140 000,00 11 400 KZT  
      1 140 000,01 and more 13 000 KZT  
    1.3 Sending of money transfers inside territory of Republic of Kazakhstan (in Kazakhstan tenge)
      0,01 – 76 000,00 1 140 KZT  
      76 000,01 – 152 000,00 2 660 KZT  
      152 000,01 – 228 000,00 3 800 KZT  
      228 000,01 – 304 000,00 5 320 KZT  
      304 000,01 – 380 000,00 6 460 KZT  
      380 000,01 – 475 000,00 7 980 KZT  
      475 000,01 – 570 000,00 9 500 KZT  
      570 000,01 – 760 000,00 11 400 KZT  
      760 000,01 – 1 140 000,00 13 300 KZT  
      1 140 000,00 and more 1 % from amount of transfer  
    1.4 Sending of money transfers to countries of far abroad**
      0,01 - 19 000,00 4 940 KZT  
      19 000,01 - 38 000,00 5 700 KZT  
      38 000,01 - 76 000,00 8 360 KZT  
      76 000,01 - 114 000,00 11 020 KZT  
      114 000,01 - 152 000,00 12 920 KZT  
      152 000,01 - 190 000,00 15 200 KZT  
      190 000,01 - 285 000,00 17 100 KZT  
      285 000,01 - 380 000,00 19 380 KZT  
      380 000,01 - 570 000,00 28 880 KZT  
      570 000,01 - 665 000,00 30 780 KZT  
      665 000,01 - 760 000,00 34 580 KZT  
      760 000,01 - 950 000,00 42 180 KZT  
      950 000,01 - 1 140 000,00 45 980 KZT  
    1.5 Sending of money transfers from Republic of Kazakhstan to PR China (in Kazakhstan tenge)
      0,01 - 38 000,00 5 700 KZT  
      38 000,01 - 114 000,00 7 600 KZT  
      114 000,01 - 190 000,00 9 500 KZT  
      190 000,01 - 304 000,00 11 400 KZT  
      304 000,01 - 380 000,00 13 300 KZT  
      380 000,01 - 570 000,00 15 200 KZT  
      570 000,01 - 760 000,00 17 100 KZT  
      760 000,01 and more 19 000 KZT  
    1.6 Sending of money transfers from Republic of Kazakhstan to United Arab Emirates, Germany, the Republic of Austria, Kingdom of Thailand, United Kingdom of Great Britain and Northern Ireland, the French Republic, Republic of Korea, Republic of the Philippines, Malaysia, Republic of Poland, State of Israel, Islamic Republic of Pakistan, the United States of America and Canada (in Kazakhstan tenge)
      0,01 - 38 000,00 5 700 KZT  
      38 000,01 - 114 000,00 7 600 KZT  
      114 000,01 - 190 000,00 9 500 KZT  
      190 000,01 - 304 000,00 11 400 KZT  
      304 000,01 - 380 000,00 13 300 KZT  
      380 000,01 - 570 000,00 15 200 KZT  
      570 000,01 - 760 000,00 17 100 KZT  
      760 000,01 - 1 140 000,00 19 000 KZT  
      1 140 000,00 and more 22 800 KZT  
      To Turkey
      0,01 - 76 000.00 1 140 KZT  
      76 000.01 - 1 140 000.00 1.5% from amount of transfer  
      1 140 000.01 and more 1.0% from amount of transfer  
      To Turkey
      0,01 - 200.00 1 140 KZT $ 3.00
      200.01 - 3,000.00 1.5% from amount of transfer  
      3,000.01 and more 1.0% from amount of transfer  
    * to CIS countries under given Tariff belongs: Azerbaijan, Belarus, Kyrgysztan, Moldova, Tajikistan, Turkmenistan, Ukraine
    ** to far abroad countries under giver Tariff belongs all countries of far abroad, except included in the list of CIS countries, Georgia, Uzbekistan, Russia, PR China, United Arab Emirates, Turkey, Germany, the Republic of Austria, Kingdom of Thailand, United Kingdom of Great Britain and Northern Ireland, the French Republic, Republic of Korea, Republic of the Philippines, Malaysia, Republic of Poland, State of Israel, Islamic Republic of Pakistan, the United States of America and Canada
    For transferring amount exceeds 1,140,000.00 of Kazakhstan tenge in countries of far abroad in every next interval in 190,000.00 in Kazakhstan tenge to Payment foor tranfer is added 7,600.00 Kazakhstan tenge.
    1.7 Tariff 12 hours***
      0,01 - 76 000,00 760 KZT  
      76 000,01 - 152 000,00 1 520 KZT  
      152 000,01 - 228 000,00 1 900 KZT  
      228 000,01 - 304 000,00 2 660 KZT  
      304 000,01 - 380 000,00 3 040 KZT  
      380 000,01 - 475 000,00 3 420 KZT  
      475 000,01 - 570 000,00 3 800 KZT  
      570 000,01 - 760 000,00 4 180 KZT  
      760 000,01 - 1 140 000,00 5 700 KZT  
      *** Payment of money transfer "12 hours" is possible after 12 hours from the moment of transfer. Maximum amount of money trasfer by tariff "12 hours" can not exceed 1,140.000.00 (one million one hundred forty thousand) Kazakhstan tenge. Tariff "12 hours" is used for money transfer from Kazakhstan to CIS countries and Georgia. Tariff "12 hours" is not extended to money transfer from Kazakhstan in Turkmenistan, Uzbekistan, and Russia.    
    1.8 “Cash-to-account” tariff
      0,01 – 680 000,00 3 400 KZT  
      680 000,01 – 1 700 000,00 6 800 KZT  
      1 700 000,01 and more 10 000 KZT  
    *transfer to the recipient’s bank account can be sent from more than 50 countries of the world and the coverage is expanding constantly.  Possibility of sending the transfer to a specific country should be clarified via Western Union system software.
    1.9 Additional services
      Check delivery to recipient at home (in countries, in which this service is provided) 1 300 KZT $13
      Notice over telephone /telegraph (in countries, in which this service is provided) 300 KZT $3
      Message (in countries, in which this service is provided), not mote than 20 words: 300.00 300 KZT $3
      Investigation by paid transfer (VAT included) 5 000 KZT  
      Changes/additions of transfer details (VAT included) 500 KZT  
    2 Urgent transfer by system of fast international transfers Western Union (in US dollars).
    2.1 Send of money tranfer from Republic of Kazakhstan (in US dollars) in CIS countries* and Georgia
      0,01 - 200,00   3$
      200,01 - 400,00   7$
      400,01 - 600,00   10$
      600,01 - 800,00   14$
      800,01 - 1 000,00   17$
      1 000,01 - 1 250,00   21$
      1 250,01 - 1 500,00   25$
      1 500,01 - 2 000,00   30$
      2 000,01 - 3 000,00   35$
      3 000,01 and more   1,0% from amount of transfer
    2.2 Sending money transfer from Republic of Kazakhstan (in US dollars) in Uzbekistan and Russia
      0,01 - 100,01   1$
      100,01 - 200,01   2$
      200,01 - 300,01   3$
      300,01 - 400,01   4$
      400,01 - 600,01   6$
      600,01 - 800,01   8$
      800,01 - 1 000,01   10$
      1 000,01 - 1 250,01   12$
      1 250,01 - 1 500,00   15$
      1 500,01 - 2 000,00   20$
      2 000,1 - 3000,0   30$
      3 000, 01 and more   1,0%
    from amount of transfer
    2.3 Sending of money transfer in countries of far abroad **
      0,01 - 50,00   13$
      50,01 - 100,00   15$
      100,01 - 200,00   22$
      200,01 - 300,00   29$
      300,01 - 400,00   34$
      400,01 - 500,00   40$
      500,01 - 750,00   45$
      750,01 - 1 000   51$
      1 000,01 - 1 500,00   76$
      1 500,01 - 1 750,00   81$
      1 750,01 - 2 000,00   91$
      2 000,01 - 2 500,00   111$
      2 500,01 - 3 000,00   121$
    2.4 The People's Republic of China (in US dollars)
      0,01 - 100,00   15$
      100,01 - 300,00   20$
      300,01 - 500,00   25$
      500,01 - 800,00   30$
      800,01 - 1 000,00   35$
      1 000,01 - 1 500,00   40$
      1 500,01 - 2 000,00   45$
      2 000,01 и выше   50$
    2.5 Sending of money transfer inside territory of Republic of Kazakhstan (in US dollars)
      0,01 - 200,00   3$
      200,01 – 400,00   7$
      400,01 – 600,00   10$
      600,01 – 800,00   14$
      800,01 – 1 000,00   17$
      1 000,01 – 1 250,00   21$
      1 250,01 – 1 500,00   25$
      1 500,01 – 2 000,00   30$
      2 000,01 – 3 000,00   35$
      3 000,01 and more   1% from amount of transfer
    2.6 Sending of money transfer from Republic of Kazakhstan to United Arab Emirates, Germany, the Republic of Austria, Kingdom of Thailand, United Kingdom of Great Britain and Northern Ireland, the French Republic, Republic of Korea, Republic of the Philippines, Malaysia, Republic of Poland, State of Israel, Islamic Republic of Pakistan, the United States of America and Canada (in US dollars)
      0,01 - 100,00   15$
      100,01 - 300,00   20$
      300,01 - 500,00   25$
      500,01 - 800,00   30$
      800,01 - 1 000,00   35$
      1 000,01 -1 500,00   40$
      1 500,01 - 2 000,00   45$
      2 000,01 - 3 000,00   50$
      3 000,01 and more   60$
    2.7 Tariff 12 hours***
      0,01 - 200,00   2$
      200,01 - 400,00   4$
      400,01 - 600,00   5$
      600,01 - 800,00   7$
      800,01 - 1 000,00   8$
      1 000,01 - 1 250,00   9$
      1 250,01 - 1 500,00   10$
      1 500,01 - 2 000,00   11$
      2 000,01 - 3 000,00   15$
      *** Payment of money transfer "12 hours" is possible after 12 hours from the moment of transfer. Maximum amount of money trasfer by tariff "12 hours" can not exceed 3,000.00 (three thousand) of US dollars. Tariff "12 hours" is used for money transfer from Kazakhstan to CIS countries and Georgia. Tariff "12 hours" is not extended to money transfer from Kazakhstan in Turkmenistan, Uzbekistan, and Russia.
    2.8 “Cash-to-account” tariff
      0,01 – 2 000,00   10$
      2 000,01 – 5 000,00   20$
      5 000,01 and more   30$
    *transfer to the recipient’s bank account can be sent from more than 50 countries of the world and the coverage is expanding constantly.  Possibility of sending the transfer to a specific country should be clarified via Western Union system software.
    2.9 Additional services    
      Check delivery to recipient at home (in countries, in which this service is provided)   $13
      Notice over telephone /telegraph (in countries, in which this service is provided)   $3
      Message (in countries, in which this service is provided), not mote than 20 words: 300.00   $3
      Investigation by transfer of Western Union (VAT included)   5000 KZT
    * to CIS countries under given Tariff belongs: Azerbaijan, Belarus, Kyrgysztan, Moldova, Tajikistan, Turkmenistan, Ukraine
    ** to far abroad countries under giver Tariff belongs all countries of far abroad, except included in the list of CIS countries, Georgia, Uzbekistan, Russia, PR China, United Arab Emirates, Turkey, Germany, the Republic of Austria, Kingdom of Thailand, United Kingdom of Great Britain and Northern Ireland, the French Republic, Republic of Korea, Republic of the Philippines, Malaysia, Republic of Poland, State of Israel, Islamic Republic of Pakistan, the United States of America and Canada
    *transfer to the recipient’s bank account can be sent from more than 50 countries of the world and the coverage is expanding constantly.  Possibility of sending the transfer to a specific country should be clarified via Western Union system software
    - For transferring amount exceeds 1,140,000.00 of Kazakhstan tenge in countries of far abroad in every next interval in 190,000.00 in Kazakhstan tenge to Payment foor tranfer is added 7,600.00 Kazakhstan tenge.

    These tariffs are in force since 26 June 2017.
    Basic tariffs are approved under the JSC “Kazkommertsbank” Board of Directors Protocol №6.9 as of 26.06.2017
     

  • Name of service Tariff in tenge Tariff in foreign currency
    1 External transfers
    1.2
     
    Currency transfer (accept till 16-00 of Almata time, under presence of technical possibilities in Bank)
    commission type "OUR" - transfer is coming to beneficiary bank in full volume -  
    - in USD (with current value date) - 0,5%, min 80$, max 600$.
    - in EUR (with current value date) - 0,3%, min €60, max €450
    - in RUB (with current value date) - 0,25%, min 460 RUB, max 9 200 RUB
    - in KGS, TJS, accept till 17.45 by Almata time (with future value date) - 0,25%, min $15, max $300
    other type of currencies, excluded USD, EUR, RUB, KGS, TJS, accept till 17-45 by Almata time (with future value date) - 0,3%, min 60$, max 500$
    1.3 commission type "SHA" - transfer is coming to beneficiary bank by net of commission of agency bank
    - in USD (with current value date, accept till 16-00 of Almata time)   0,2%, min $25, max $300
    - in EUR (with current value date, accept till 16-00 of Almata time)   0,2%, min €20, max €230
    other type of currencies, excluded USD, EUR, RUB, KGS, TJS, accept till 17-45 by Almata time (with future value date)   0,2% min $30, max $400
    * transfers in RUB, KGS, TJS provided only with commission OUR
    1.4 transfer in favor of clients of loro bank
    - in KZT 0,15% min.300 KZT max.800тг -
    - in USD, EUR - 30$
    1.5 In currency USD, EURO, RUB (accept from 16-00 till 17-45 of Almata time)
    performance with future value date - see tariffs from p. 3.2.6.3 и 3.2.6.4
    performance of transfer in RUB with current value date (under presence of technical possibilities in Bank) - 0,25%, min 750 RUB, max 10700 RUB
    performance of transfer in USD and EUR with current value date (under presence of technical possibilities in Bank) - 0,05%, min $250, max 550$ (tariff is charged additionally to main)
    2 Additional tariffs by transfers in foreign currency (except for USD, EUR, RUB)
    2.1 Performance of transfers by current value date (under presence of technical possibilities in Bank) - 0,05%, min $250, max 550$ (tariff is charged additionally to main)
    2.2 For providing confirmation about transfer in SWIFT format - 1 000 KZT
    2.3 Sending request to beneficiary bank (for performed transfer in tenge) / in bank/ correspondent (for performed transfer in foreign currency) on the basis of client's application - -
    1) about confirmation date of deposit transfer to account of beneficiary (VAT included) 2000 KZT 7 000 KZT
    2) about changes/additions transfers details (VAT included)
    3) about reclaim the transfers (VAT included)
    2.4 Cancellation of outgoing transfer upon client's application, if technically feasible in Bank 2 000 KZT 4 000 KZT
    2.5 For investigation by incoming transfer in foreign currency by insufficiency/incorrectness of bank details of beneficiary with the involvement of correspondent bank (VAT included) - 0 KZT
    2.6 Return of received payments in foreign currency (except RUB) 0 KZT 25$ (commission is not keep from payments till and equivalents to 1000$)

    Basic tariffs approved according to Protocol #12.13. of Board of Directors of 28.12.2016.
    01.01.2017

  • Name of service Tariff in tenge Tariff in foreign currency
    1 Шnternal transfer
    1.1 Between accounts of one client 0 KZT
    1.2 At the current / card account of another client of the Bank 0,2% min 300 KZT max 2000 KZT
    1.3 Cash down payment into the account of a third party who is a client of the Bank, individual 0 KZT
    2 External transfers
    2.1 The KZT (up to 17-45 hours Almaty time.) 0,3%, min.500тг., max. 3000 KZT -
    2.2 Transfers of credit funds to refinance debt on consumer loans to other banks 2000 KZT (regardless of the sum)
    2.3 Transfers from a savings account opened under the legalization of money to invest in the economy of the Republic of Kazakhstan 0,3%, min.500 KZT, max. 3000 KZT  

    Basic tariffs approved according to Protocol #12.13. of Board of Directors of 28.12.2016.
    01.01.2017

  • Name of service Tariff in tenge Tariff in foreign currency
    1 Opening account
    1.1 Opening current account (including metal account) 0 tenge
    1.2 Current account maintenance (annual fee)* 900 tenge (incl. account balance less than 900 tenge - in the amount of account balance)
    * note: fee is not charged for maintenance of the account
    - with personal banking service
    - special accounts for pensions and benefits payment
    - are Combining accounts in the presence of CheckingCard to account
    2 Other bank account transactions
    2.1 Providing information of bank accounts, incl. metal at Client request (VAT included) day-to-day - 1 000 tenge (if technically fiasible in Bank), the next day
    2.2 Issuing duplicates of banking-financial documents (VAT included) 1000 tenge for 1 document
    2.3 Providing current account statement, incl.metal account
    - current for period to 1 month 0 tenge
    - current for period from 1 month till 1 year 300 tenge
    - archive, above 1 year 2 000 tenge
    3 Cash withdrawals
    3.1 Cash withdrawals from current accounts
    (apart from type receipt on account and terms of their keeping)
    0,90% 1,20%
    3.2 From special account, opening for issuing pensions and benefits (incl. issuing through current account, opening in branch other than branch of opening special account) 0% -
    4 Other cash services
    4.1 Recalculation cash money for receiption payment on current accounts for top up deposit 0 tenge
    4.2 Changing banknotes to coins and coins to banknotes upon bank's feasibility 0,5% min. 700 tenge
    4.3 Echange of banknotes and coins
    - acceptance for collection doubtful, invalid banknotes in foreign currency - 10% from nominal value
    4.4 Validation of banknotes for authenticity (VAT included) 20 tenge per each notes, regardless from notes' quantity
    5 Account closing
    5.1 Closing of current account (including metal account) 0 tenge

    Basic tariffs approved according to Protocol #12.13. of Board of Directors of 28.12.2016.
    01.01.2017

    • Opening card Instant for receipt of pensions, pension savings and benefits - free of charge
    • Annual service (first year, second and subsequent) - free of charge
    • Payment for goods and services at trade and service points by cashless - free of charge
    • Cash withdrawal - free of charge

    Basic tariffs approved according to Protocol #12.13. of Board of Directors of 28.12.2016.
    01.01.2017

  • Name of service Safebox type (cell volume, cubic centimeters) Standard tariff on terms
    1 day 1 month 3 month 6 month 12 month
    1. The cost of safebox rent (including VAT)
    1  Rental of safeboxes (standard) in Almaty A small safe A (до 7 куб см) 290 3 700 9 900 18 300 31 000
    A medium safe B (from 7,1 to 9) 350 4 550 11 600 21 600 36 050
    A medium safe V (from 9,1 to 12) 390 5 200 14 050 25 200 46 500
    A medium safe А (from 12,1 to 19) 450 5 800 15 100 28 200 52 700
    A medium safe B (from 19,1 to 29) 490 6 000 16 800 31 700 58 100
    A medium safe V (from 29,1 to 40) 590 7 600 19 800 36 900 68 500
    A large safe А (from 41 to 60) 725 8 100 21 200 41 350 76 300
    A large safe B (from 61 to 90) 820 10 300 26 400 50 400 93 700
    A large safe V (from 90,1 to 120) 1 050 15 200 40 300 78 700 140 500
    A large safe V (over 120,1) 1 600 22 200 59 700 115 400 210 500
    2 Rental of safeboxes (standard) in other branches of the Bank A small safe A (до 7 куб см) 250 3 500 9 600 17 900 30 500
    A medium safe B (from 7,1 to 9) 300 4 350 11 300 21 200 35 550
    A medium safe V (from 9,1 to 12) 350 5 000 13 750 24 800 46 000
    A medium safe А (from 12,1 to 19) 400 5 600 14 800 27 800 52 200
    A medium safe B (from 19,1 to 29) 450 5 800 16 500 31 300 57 600
    A medium safe V (from 29,1 to 40) 560 7 400 19 500 36 500 68 000
    A large safe А (from 41 to 60) 685 7 900 20 900 40 950 75 800
    A large safe B (from 61 to 90) 780 10 100 26 100 50 000 93 200
    A large safe V (from 90,1 to 120) 980 15 000 40 000 78 300 140 000
    A large safe V (over 120,1) 1 500 22 000 59 400 115 000 210 000
    3 Rental of safeboxes of the automated safe depository AVM** A small safe A (до 5 куб см) 280 3 700 9 750 18 100 30 700
    A medium safe B ( from 5,1 to 7) 350 4 550 11 450 21 350 35 750
    A medium safe V (from 7,1 to 9) 400 5 200 13 900 24 950 46 200
    A medium safe A (from 9,1 to 12) 450 5 800 14 950 27 950 52 400
    A medium safe B (over 12,1) 500 6 000 16 650 31 450 57 800
    * Note: Other branches - Almaty, Aktobe, Akmola, Atyrau, Ust-Kamenogorsk, Zhezkazgan, Ural, Kostanai, Taldykorgan, Ekibastuz, Shymkent
    2. Additional services with the safeboxes (including VAT)
    4 Service of safebox rental simultaneously to two Customers the current fee +15%
    5 Additional tariff for safe rental in case of lock and two keys transfer to the customer 17 500 KZT
    6 Tariff for damage compensation caused to the Bank in case of key loss on the Customer's fault 15 500 KZT
    7 The cost of the safe opening operation a third party service costs + 20%
    8 Fee for special admission conditions in case of purchase and sale transactions (charged additionally to the base tariff) 3 500 KZT
    9 Safekeeping of the Customer's property in the pantry of the Bank, including the compulsory opening 8 700 KZT for each full month
    When storing cash, subject to recalculation (on customer's request), additional charges apply for the operation at the rates set by the Bank's branches
    10 Issue of the main magnetic card Free of chatge
    11 Issue of a suplementary magnetic card in case of loss, theft and damage of the card 500 KZT
    12 Penalty for delay in the lease agreement for each delayed day (VAT included) according to the tariffs for the box rent, depending on the size of the box (see p. 1, 2, 3)

    Basic tariffs approved according to Protocol #12.13. of Board of Directors of 28.12.2016.
    01.01.2017

  • Type of services Transactions in tenge Transactions in foreign currency
    1 Conversion (purchase / sale) of non-cash currency with the crediting of funds to the client purchase by bank selling by bank
    - in the first day 0% of the bank rate
    2 Conversion of money placed in the special account for the payment of pensions and allowances (purchase of non-cash currency) wirh the crediting of funds to the client
    - in the first day 0% of the bank rate

    Basic tariffs approved according to Protocol #12.13. of Board of Directors of 28.12.2016.
    01.01.2017г.

  • Type of services Transactions in tenge Transactions in foreign currency
    1 Opening and closing of a personal account
    1.1 Opening of a personal account 0 KZT
    1.2 Closing of a personal account (for non-zero balance initiated by the client) 0 KZT for individuals, 5000 KZT for legal entities
    2 Accounting and storing of financial instruments ****
    2.1 Depending on the the total volume of portfolio, ths.KZT in % per annum of the nominal value of financial instruments, min. 10 000 KZT for individuals, min. 20 000 KZT for legal entities
    - up to 100 000 inclusive 0,35%
    - up to 500 000 inclusive 0,30%
    - up to 1 000 000 inclusive 0,25%
    - up to 10 000 000 inclusive 0,20%
    - up to 20 000 000 inclusive 0,15%
    - more than 20 000 000 inclusive 0,10%
    2.2 Commission for keeping the individual sub-accounts opened in the personal account of the nominee 1000 KZT per month for each individual client subaccount of nominee
    2.3 Services of accounting organizations, for accounting and storage of financial instruments on actual basis
    2.4 Storage of documentary securities according to the tariffs of vault storage
    2.5 For legal entities that do not use a system of remote banking Onlinebank, commission for handling orders on paper 10 000 KZT per month
    3 Transactions with financial instruments (except for transactions initiated by the Custodian) ***
    3.1 Transactions of financial instruments  
    For the transaction of financial instruments by the accounts within the Custodian 0 KZT
    For the transaction of financial instruments by the accounts in JSC "Central Depository" 1 000 KZT
    3.2 For the transaction of financial instruments by the accounts in foreign custodians 3 000 KZT
      The amendment to The order for purchase / sale of financial instruments initiated by client 3 000 KZT
      - adoption of the application for cancellation of orders for purchase / sale of financial instruments initiated by client 3 000 KZT
    3.3 for transaction of other financial instrument (placing on deposit, certificate of deposit, option, etc.) 1 000 KZT
    3.4 The commission for sale and repurchase agreement (charged once at the opening) 1 000 KZT
    3.5 lien registration and encumbrance of securities 2 000 KZT
    3.6 Split / consolidation, conversion of securities as a result of corporate events of the issuer 1 000 KZT
    3.7 Services of organizations involved in the calculation of securities on actual basis
    4 Rendering of accounts  
    4.1 Provision of planned statements and reports 0 KZT
    4.2 Provision of duplicate statements, reports, verification certificate on request 500 KZT
    5 Cash transactions  
    5.1 Receiving the income on securities and money from reimbursement 1 000 KZT
    5.2 Deposits of income on securities and money from reimbursement to the bank account of JSC "Kazkommertsbank" (internal transfer) 0 KZT
    5.3 Deposits of income on securitie and money from reimbursement to the accounts of other banks по тарифам филиала АО "Казкоммерцбанк"
    6 Sponsorial operations  
    6.1 Participation in the general meetings of the holders of the securities under the arrangement exclusive of direct costs (excluding VAT) 30 000 KZT
    7 Communication services  
    7.1 Courier services (excluding VAT) on actual basis
    8 Consulting services  
    8.1 Consulting services at the written request (excluding VAT) 3 000 KZT
    9 Other services (excluding VAT) by agreement
    Note:
    **for the actual period of accounting
    ***reimbursement of securities is free
    **** the commission for the registration and storage is calculated daily
    1) from nominal value of securities - debt securities, from the market value - equity securities (Bloomberg - in foreign securities, the KSE - on Kazakhstan securities in the absence of the market value of equity securities the purchase price of the Central Bank is applicated, in the absence of the market and the purchase price the value of the Central Bank is equal to first
    2) by the following formula е
      С = А*r / 365 (366)
      where C is the sum of the commission
      А - is asset value (in nominal, market or purchase price)
      r - is the commission rate depending on the portfolio (in percentage per annum).
    commission for custody servicing is calculated and charged in KZT. If the asset is expressed in foreign currency, revalued cost in KZT is made at the exchange rate of JSC "Kazkommertsbank" at the current date.
  • Types of services KZT transactions FX transactions
    Cash transactions
    1  Cash acceptance
    1.1 Acceptance of KZT cash from individuals for effecting payments for the benefit of the legal entity, its branch and representation office, as well as for the farming, individual entrepreneur, notary and lawyer, private court bailiff, professional mediator – the customer of Kazkommertsbank JSC, which holds an account in any branch of  Kazkommertsbank JSC 0,3% min. KZT 200 -
    1.2 Payments to budget under KZT 1 ths. – KZT 100
    KZT 1 001- KZT 5 000 – KZT 150 
     KZT 5 001 - KZT 10 000 -  KZT 300 
     KZT 10 001-  KZT 100 000 - 1%, min/  KZT 400
    over  KZT 100 ths. - 0,3% min.  KZT 1 500
     
    1.3 Payment for utilities* 0,3% min.  KZT 100  
    1.4 Payment for other services* 0,3% min.  KZT 150  
    1.5 Transferring of regular payments from any Individual’s bank account for the benefit of service providers under the standing order* KZT 100  
    *note: this tariff shall be charged from the payer unless it is otherwise specified in the signed Agreement for provision of payment acceptance services
    Acceptance of utility payments from the veterans and participants of the Great Patriotic War - free
     
     
  • Types of services Tariff
    Tariffs for the Bank's customers - legal entities / branches and representative offices of legal entities / individual entrepreneurs who signed the Agreement for participation in the Bank's acquiring network, as well as for individuals who are employees of legal entities / branches and representative offices of legal entities / individual entrepreneurs who signed the Agreement on Participation in the Bank's Acquiring network
    1 Opening a current account 0 KZT
    2 Annual service of the main corporate Visa Business / MC Business card in the "Lux" line in the first year 11 060 KZT
    3 The year of service of the single card "Visa Electron / Maestro" in the "salary standart" line in the 1st year (provided that the additional account is closed on the procedure for issuing cards and opening card- Works, accounts, transfers) 300 KZT
    4 Annual service of the main card Visa Classic / MC Standard for the "Luxury" line in the first year (in basic tariffs see section 8.2-"Universal Card" 5 900 KZT
    5 Annual service of the main Visa Gold / MC Gold card on the "Lux" line in the first year 24 900 KZT
    6 Maintaining a Bank account (for trading and service companies that have concluded with the Bank the Agreement on servicing cardholders) KZT 200 per month, from each account in the presence of transactions on the account
    7 Commission for payment of payment documents for card transactions
    7.1 By cards VISA, MasterCard, Visa Electron, Maestro  1) up to 3% of the transaction amount made at the POS terminal min. KZT 20*., 2) up to 2.6% of the transaction amount on e-commerce min KZT 20* or up to KZT 3 000 from the transaction, 3) from 2, 6% to 2.75% of the transaction amount generated by the mPOS terminal *
    7.2 By Union Pay International cards  1) up to 3% of the transaction amount made at the POS terminal min. KZT 20*., 2) up to 2.6% of the transaction amount on e-commerce min KZT 20* or up to KZT 3 000 from the transaction, 3) from 2, 6% to 2.75% of the transaction amount generated by the mPOS terminal *
    7.3 По карточкам American Express/Diners Club/Discover/JCB Up to 4,0% of the transaction amount generated by POS-terminal min KZT 20 *; Up to 4% of the transaction amount generated by the mPOS terminal; Up to 3.5% of the transaction amount for e-commerce min KZT 20* or up to KZT 3000 **
    8  When conducting a transaction using GSM communication By agreement, in addition to the basic tariff
    9  Monthly commissions fee for the transfer of money to the current account of the merchant on the transactions made by the cardholders with the purchase of goods / services of the merchant From KZT 0 to KZT 2000 for each installed POS-terminal
    10 Sale of a card reader (for M-pos) by agreement
    *Commission min KZT 20 is valid for all trade and service organizations with the exception of organizations belonging to the following categories: supermarkets, cinemas, cellular operators

    01.01.2017
    Tariffs for the Bank's customers - legal entities / branches and representative offices of legal entities / individual entrepreneurs who signed the Agreement for participation in the Bank's acquiring network, as well as for individuals who are employees of legal entities / branches and representative offices of legal entities / individual entrepreneurs who signed the Agreement on Participation in the Bank's Acquiring network

  • Types of services Tariff
    1 Contribution to deposit KZT 0
    2 Contribution to card account KZT 0
    3 Contribution to current account KZT 0
    4 Payments to budget KZT 70
    5 Payments for utilities* KZT 70
    6 Payments for other types of services (for the services of suppliers pursuant to the agreement terms)* KZT 70
    7 Transferring of payments to the amount of the balance from the payment for the previous payment effected KZT 0
    *note: this tariff shall be charged from the payer unless it is otherwise specified in the signed Agreement for provision of payment acceptance services
    • Basic tariffs have been approved according to the Extract from No 134 Minutes of the Management Board Meeting dated 20.12.2017.
  • Fee rate for individuals and legal entities Debit payment cards issued by the Bank
    KZT USD Euro
    1 Overdue interest on the assumption ofoverdraft (per annum, from the the amount of overdraft calculated on the basis of 360 days a year, 30 days a month, for each day of use of an overdraft facility) 30% 30% 30%

    Overdue interest on the assumption of the overdraft is approved by the Decision №12-89 of Retail Management of JSC "Kazkommertsbank" from 12.06.2012 year.

  • Type of services Transactions in tenge Transactions in foreign currency
    1 Support of client with cash and other valuables (including VAT)
    1.1 for Almaty branch  
    Accompanied amount is up to US $ 250,000 (equivalent in KZT) 15 000 KZT per hour
    Accompanied amount is from 250 000 up to 1 million US dollars (equivalent in KZT) 20 000 KZT per hour
    Accompanied amount is from 1 million up to 4 million US dollars (equivalent in KZT) 30 000 KZT per hour
    Accompanied amount is more than 4 000 000 US dollars (equivalent in KZT) 40 000 KZT per hour
    Accompanied amount is not specified 40 000 KZT per hour
    1.2 for other branches of the Bank:  
    Support of client with cash and other valuables to another bank's branches (including VAT) 0,05%, min. 7 000 KZT, max. 50 000 KZT per hour
    If accompanied amount / valuables is not specified 50 000 KZT per hour
    Collection (VAT included) 0.2%, min. 1680 KZT for 1 haul
    2 Providing the opportunity of practice and internships in the bank's departments (including VAT)
    2.1 For students of universities, colleges, etc.  
    - up to 1 month 15 000 KZT
    - More than 1 month 30 000 KZT
    2.2 For trainees  
    - up to 1 month 15 000 KZT
    - More than 1 month 30 000 KZT
    - More than 2 month 45 000 KZT
    3 Отправка извещений клиенту по почте
    3.1 - In Almaty and Kazakhstan 500 KZT
    - on the CIS countries and far abroad 2 500 KZT
    Copying of financial documents 300 KZT per 1 A4 page

    Basic tariffs approved according to Protocol #12.13. of Board of Directors of 28.12.2016.
    01.01.2017