Dear clients, the terms below apply to the goods and services, which were registered till 27.07.2018, the current terms are available at www.halykbank.kz
Please note that in accordance with the Order of payment of compensation on deposits of individuals opened in the national currency (tenge) due to transition to the floating exchange rate mode of the NB RK as of 09.09.2015 No. 157, the term of making application/ execution of Supplement Agreements upon the deposits in QAZKOM has expired.
In case you had a fixed-term deposit opened in Kazkommertzbank as of 18 August 2015 in national currency in the amount of up to 1 million tenge, you can get compensation for exchange rate differences caused by devaluation of tenge.
This payment is provided by the governmental programme developed jointly by the National Bank of Kazakhstan with the second-tier banks by the order of the President of the State due to establishment of a freely floating exchange rate in the framework of transition to inflation targeting mode.
Compensation will be paid for all fixed- term deposits of individuals opened in tenge, including deposits made on the basis of public programmes. Deposits of individuals that were opened in JSC "Kazkommertzbank" and/or JSC "BTA Bank" in accordance with the terms of the public programmes (state educational accumulative system, and etc.)
Depositors, whose deposits meet the following requirements, will get the mentioned compensation
Deposit currency - tenge
Deposit balance as of the end of business day 18 August 2015 did not exceed 1 million tenge (inclusive)
In case you have several fixed- term deposits in QAZKOM, the exchange rate difference will be paid for each deposit, provided that the deposit balance as of the end of business day 18 August 2015 did not exceed 1 million tenge (inclusive). In order to receive compensation for the deposit, opened in QAZKOM, that meets all the terms of the programme, depositor should apply to the nearest bank branch, fill in the application form and the Supplement Agreement or the Deposit Agreement until 1 December 2015 (inclusive).
Compensation is made at the expense of the state according to the following terms and conditions
Date of rebilling of the deposit
Amount of the rebilled deposit should be saved
Scheduled date of the Bank transfer of the compensated amounts to the accounts of depositors
From 14 September till 30 September 2015 inclusively
Till 30 September 2016 inclusively
Till 10 October 2016
From 1 October till 31 October 2015 inclusively
Till 31 October 2016 inclusively
Till 10 November 2016
From 1 November till 1 December 2015 inclusively
Till 30 November 2016 inclusively
Till 10 December 2016
The amount of compensation and procedure of its payment shall be in accordance with the legislative document, approved by the National Bank of the Republic of Kazakhstan.
Compensation calculation formula*
where C delta - the sum of the exchange rate difference to be paid T2 - the rate of KZT to US dollar as of 30.09.2016, 31.10.2016, 30.11.2016 T1 - the rate of KZT to US dollar as of 18.08.2015 C gamma - the sum of deposit, supposed to payment of the exchange rate difference.
* to calculate the amount of compensation, the average exchange rate of the national currency (tenge) to US dollar is used, developed at morning (basic) session of "Kazakhstan stock exchange" JSC as of 11: 00 Astana time, 18 August 2015 and the market exchange rate of the national currency (tenge) to US dollar prevailing as of 30 September 2016, 31 October 2016 and 30 November 2016.
For additional information, contact the manager and customer support center, tel.: +7 (727) 2 585 444, 8-8000-8000-90.