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Details

    • Deposit terms: from 3 months to 12 months
    • Interest rates: fixed for the entire term of the deposit
    • Currency: KZT, USD and EUR
    • Minimum deposit amount: 10 000 000 tenge/foreign currency equivalent
    • Payment of interest: simultaniously with the deposit balance at the end of the term
    • Additional conditions: additional replenishments and partial withdrawals are allowed
    • Partial withdrawals: possible if the account balance is not less than 60% of the initial deposit amount
    • Additional contributions: total amount of the deposit balance cannot exceed 200% of the initial deposit amount after making additional contributions
    • Interest rate in case of early termination of the deposit
      - 0.0% per annum on tenge deposits
      - 0.0% per annum of foreign currency deposits
    • Regarding deposits "Fixed period", "Fixed period deposit with flexible terms", "Accumulative" with amounts exceeding 5 million US dollars, 5 million EUR or 1 billion tenge, the rates are set individually by Treasury Department
  • Terms (months): 1 2 3 4 5 6 7 8 9 10 11 12 18
    Currency: KZT
    from 10 million KZT and to 1 billion KZT      5.60 5.50 5.45 5.40 5.40 5.40 5.40 5.40 5.40 5.40  
    Currency: USD
    from equivalent of 10 million KZT and to 5 mln.USD     0.05 0.10 0.20 0.30 0.30 0.40 0.50 0.60 0.70 0.80  
    Currency: EUR
    from equivalent 10 million KZT and up to 5 million euros     0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00  


    Interest rates on "Term with flexible conditions" deposit in tenge, in % per annum, approved by the Decision of Managing Director Mr. Fedosenko D. E. №3 of 12.09.2011; the Decision of KUAPG of 24.10.2011. In force since 02.11.2011. For deposits in Euro and US dollars, interest rates, in % per annum, approved by the Decision of KUAPG of 06.04.2014. In force since 05.06.2014. For deposits in Euro and US dollars, interest rates, in % per annum, approved by the Decision of KUAPG of 12.11.2014. In force since 12.12.2014 year. For deposits in US dollars, interest rates, in % per annum, approved by the Decision of the Managing Director Mr. Babayev A. W.; Order №47 of 12.06.2015. In force since 15.06.2015. On the "Term", "Term with flexible conditions" and "Accumulative" deposits, interest rates, in % per annum, approved by the Managing Director Mr. Babayev A. Sh.; Order №77 of 15.10.2015. In force since 19.10.2015. For deposits in tenge and US dollars, interest rates, in % per annum, approved by the Decision of KUAPG of 05.25.2016. In force since 30.05.2016. On the "Term", "Term with flexible conditions" and "Accumulative" deposits, interest rates, in % per annum, approved by the decision of the Managing Director Mr. Amirov R. U.; Order №164 of 19.07.2016. In force since 21.07.2016g. On the "Term", "Term with flexible conditions" and "Accumulative" deposits, interest rates, in % per annum, approved by the decision of the Managing Director Mr. Amirov R. U.; Order №230 of 20.10.2016. In force since 26.10.2016. On the "Term", "Term with flexible conditions" and "Accumulative" deposits, interest rates, in % per annum, approved by the decision of the Managing Director Mr. Amirov R. U.; Order №1 of 06.01.2017. In force since 11.01.2017. On the "Term", "Term with flexible conditions" and "Accumulative" deposits, interest rates, in % per annum, approved by the decision of the Managing Director Mr. Amirov R. U.; Order №64 of 14.04.2017. In force since 17.04.2017. Interest rates in % per annum on "Term", "Term with flexible conditions", "Accumulative" deposits in tenge, and on "Term", "Term with flexible conditions", "Accumulative" deposits in US dollars, are approved by the Decision of the Managing Director Mr. Amirov R. U.; Order №98 of 14.06.2017. In force since 19.06.2017. Interest rates in % per annum on "Term", "Term with flexible conditions", "Accumulative" in tenge, US dollars and Euro are approved by the Decision of KUAPG №461 of 14.07.2017. In force since 18.07.2017. Interest rates in % per annum on deposits "Fixed period", "Fixed period deposit with flexible terms", "Accumulative" in euro are approved by Decision KUAPG №467 from 23.08.2017 year. These regulations came into force on 25.08.2017.

     Interest rates in % per annum on deposits "Fixed period in US dollars are approved by Decision KUAPG №484 from 14.12.2017 year. These regulations came into force on 25.12.2017.
    Interest rates in % per annum on “Term deposits with flexible conditions” in US dollars are approved by Decision KUAPG №487 from 11.01.2018 year. These regulations came into force on 11.01.2018.
    Interest rates in % per annum on deposits "Fixed period", "Fixed period deposit with flexible terms", "Accumulative" in tenge, US dollars are approved by Decision KUAPG №489 from 25.01.2018 year. These regulations came into force on 29.01.2018.
    Interest rates in % per annum on deposits "Fixed period", "Fixed period deposit with flexible terms", "Accumulative" in tenge, US dollars are approved by Decision KUAPG №506 from 07.06.2018 year. These regulations came into force on 12.06.2018.

  • Terms (months): 1 2 3 4 5 6 7 8 9 10 11 12 18
    Currency: KZT
    from 10 million and to 1 billion KZT      5.7 5.6 5.5 5.4 5.4 5.4 5.4 5.4 5.4 5.4  
    Currency: USD
    from equivalent 10 million KZT and to 5 mln.USD     0.0 0.1 0.2 0.3 0.3 0.4 0.5 0.6 0.7 0.8  
    Currency: EUR
    from equivalent 10 million KZT and up to 5 million euros     0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0  

    *these rates are calculated for the basic deposit conditions and are subject to change on a per-transaction basis