arrows triangle online kiosk-new kiosk36-24 house-bank business bank notes radar calendar box credit-card atm36-24 atm36-24 key note briefcase-tick envelope-alt checkmark dots calculator graph home-bank location mag-alt mag cross menu phone question-mark facebook instagram linkedin twitter vkontakte youtube yvision download envelope print save share zoom arrow-left-thinnest arrow-right-thinnest arrow-left-thin arrow-right-thin arrow-left-mid arrow-up-mid arrow-down-mid arrow-right-mid arrow-left-bold arrow-up-bold arrow-down-bold arrow-right-bold external-link plus minus

The three directions of the programme

  • The programme provides governmental support for projects dealing with the non-commodity sectors of the economy in line with the priorities of the State programme on forced industrial and innovative development of the Republic of Kazakhstan for the period from 2010 to 2014, approved by the Decree of the President of the Republic of Kazakhstan as of 19 March 2010, № 958.

    Governmental support in the framework of the programme’s first direction lies in

    • Subsidization of interest rates on bank loans for implementation of projects
      Subsidization of the bank’s interest rates is intended for new loans granted for implementation of new investment projects, as well as projects aimed at modernization and expansion of production. Loans granted for the refinancing of loans, which were obtained not earlier than 1 January 2010 and correspond to the criteria of the programme’s first direction, are also subject to subsidization
    • Partial guarantee on loans directed for implementation of projects
      The guarantee is provided only for loans granted for new projects, as well as ongoing projects aimed at modernization and expansion of production
  • In the framework of improvement, the following support can be provided

    • Subsidization of interest rates on the debtor’s existing bank loans (at the time of approval) and new debts in the framework of the same credit line that arise after the approval of project
      The debtors could apply to take part in the second direction of the programme’s implementation in 2011.
      Subsidization of interest rates applies to existing debts (at the time of approval) and to new debts under a single credit line that arise after the approval of the project
    • Granting the debtor a delay in the payment of taxes and other mandatory payments to the budget (other than the individual income tax withheld from the source of repayment) for up to 3 years without penalty charges.
      The deferral may be granted for debts that were formed in the period from 01.01.2008 until the adoption of the appropriate decision of the Government of the Republic of Kazakhstan.
      Deferral is granted for a term of up to 3 years, during which no penalty is charged
    • Other measures for the improvement of enterprises within the framework of the Plan for financial and economic recovery
  • State support will be provided through subsidizing the interest rate on existing bank loans.

  • More detailed information about the programme is accessible via the link: Conditions of subsidizing and guaranteeing (3 Mb).

    Fill out the application in the form prescribed by the programme

    You should contact the Division of Small and Medium Business in your region.

    You can get acquainted with the list of priority sectors of the economy, pursuant to the State programme on forced industrial and innovative development of the Republic of Kazakhstan for 2010-2014, approved by the Decree of the President of the Republic of Kazakhstan as of March 19, 2010, No. 958, via the following link: "List of priority sectors of the economy" (900 Kb).
    (Priority sectors of the economy in accordance with the general classifier of economic activities (OKED), approved by the order of the Chairman of the Committee on Technical Regulation and Methodology of the Ministry of Industry and Trade of the Republic of Kazakhstan as of December 14, 2007, No. 683-od, according to Appendix No. 1 to the Programme)


    In addition

    If you have any questions, please apply to the bank's branches in your region or call by the "Business Line" telephone numbers (free-of-charge)

    • 2-585-108 for Almaty
    • 585-108  for Astana, Aktau, Aktobe, Atyrau, Karaganda, Kokshetau, Kyzylorda, Pavlodar, Petropavlovsk, Taldykorgan, Taraz, Uralsk, Ust-Kamenogorsk, Shymkent
    • 8 (727) 2-585-108  - other cities and villages (fee applies)
    • Via e-mail:  BusinessLine@kkb.kzdkb2020@kkb.kz